Compare StocksAEE vs V

Ameren Corporation (AEE) vs Visa Inc. (V)

AEE
Ameren Corporation
$113.56
VS
V
Visa Inc.
$328.03

Rewards

AEE
    V
    • Visa Inc. has maintained ROIC above 15% for 4 consecutive years, indicating a durable competitive advantage.
    • Gross margin of 97.8% indicates strong pricing power — typical of businesses with significant intellectual property or brand strength.
    • Visa Inc. scores 99/100 on the Economic Moat Score (Wide Moat), with roic consistency as the strongest competitive dimension.

    Risks

    AEE
    • Net debt/EBITDA of 5.3x indicates heavy leverage — it would take over 4 years of EBITDA to pay off net debt.
    • Altman Z-Score of 0.91 places the company in the distress zone — financial patterns resemble those of companies that experienced bankruptcy.
    • 6 insider sales totaling $4.4M with no purchases in the past 3 months — insiders are reducing their exposure.
    V
    • Insiders have sold $10.9M worth of stock in the past 3 months — significant insider liquidation.

    Key Valuation Metrics

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    AEE
    V
    Valuation
    $-1.48B
    Free Cash Flow
    $20.84B
    -4.72%
    FCF Yield
    3.34%
    21.23
    Trailing P/E
    28.57
    19.58
    Forward P/E
    22.15
    Quality & Moat
    4.92%
    ROIC
    38.39%
    10.76%
    ROE
    56.25%
    49.24%
    Gross Margin
    97.78%
    1.09
    PEG Ratio
    0.80
    Balance Sheet Safety
    1.47
    Debt / Equity
    0.67
    N/A
    Interest Coverage
    N/A
    5.35
    Net Debt / EBITDA
    0.33
    2.64%
    Dividend Yield
    0.82%
    AEE: 3Ties: 1V: 8
    AEEV

    Historical Fundamentals

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    AEE

    Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

    V

    Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

    Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

    $1 Retained Earnings Test

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    AEE
    Not enough historical data to compute the retained earnings test.
    V
    $5.50
    created per $1 retained over 3 years
    Exceptional Value Creator
    Σ Retained
    $44.47B
    Δ Market Cap
    +$244.54B
    Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
    > $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

    Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
    > $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

    Discounted Cash Flow (DCF) Analysis

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    AEE
    Insufficient Data
    Enter initial FCF to calculate intrinsic value
    Current Price: $113.56
    Fair Value: $0.00
    Strongly undervalued
    Undervalued
    Fairly valued
    Overvalued
    Strongly overvalued
    V
    6.6% Overvalued
    Price is 6.6% above estimated fair value
    Current Price: $328.03
    Fair Value: $307.82
    Strongly undervalued
    Undervalued
    Fairly valued
    Overvalued
    Strongly overvalued

    Reverse DCF — Market-Implied Growth

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    AEE

    Requires positive FCF to compute implied growth rate.

    V

    What growth rate is the market pricing in at $328?

    +13.9%
    Market-Implied Owner Earnings Growth
    Standard FCF implies +13.4%

    The market implies +13.9% Owner Earnings growth, above historical trends.

    Standard FCF implies a demanding +13.4%, reflecting heavy growth investment.

    Economic Moat Score

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    AEE
    37/100
    No Moat
    70+ Wide · 40-69 Narrow · <40 None

    No durable moat detected, though margin stability shows some competitive positioning. The business lacks consistent evidence of sustainable advantages.

    Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 5 years of fundamental data.
    V
    99/100
    Wide Moat
    70+ Wide · 40-69 Narrow · <40 None

    Wide moat with strength across all dimensions. ROIC Consistency is the standout factor.

    Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.

    Forensic Accounting

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    AEE
    -2.56
    Unlikely Manipulator
    Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

    M-Score Trend

    Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
    V
    -2.50
    Unlikely Manipulator
    Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

    M-Score Trend

    Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

    Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

    Ownership Breakdown

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    AEE
    Insiders 0.3%Institutions 78.8%Retail & Other 20.9%
    No. of Institutional Holders1,189
    High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
    V
    Insiders 0.6%Institutions 91.6%Retail & Other 7.8%
    No. of Institutional Holders5,826
    High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.

    High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.

    Insider Buying Activity

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    AEE
    0
    Buys (3M)
    0
    Buys (12M)
    No open market insider purchases found.
    Open market purchases · includes direct & indirect ownership · excludes option exercises
    V
    0
    Buys (3M)
    0
    Buys (12M)
    No open market insider purchases found.
    Open market purchases · includes direct & indirect ownership · excludes option exercises

    Open market purchases · includes direct & indirect ownership · excludes option exercises.

    Insider Selling Activity

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    AEE
    6
    Sells (3M)
    18
    Sells (12M)
    Total value (12M): $8.28M
    LINDGREN MARK C
    Officer of Subsidiary Company
    $231,844
    @ $111.84 · 2026-03-03
    SCHUKAR SHAWN E
    Officer of Subsidiary Company
    $556,404
    @ $111.84 · 2026-03-03
    LYONS MARTIN J JR
    Chief Executive Officer
    $3.00M
    @ $111.84 · 2026-03-03
    FLORES RAFAEL
    Director
    $178,432
    @ $111.52 · 2026-02-17
    MIZELL GWENDOLYN G.
    Officer of Subsidiary Company
    $393,473
    @ $110.90 · 2026-02-17
    SHAW THERESA A
    Officer
    $36,364
    @ $111.89 · 2026-02-17
    MOEHN MICHAEL L
    Officer
    $673,400
    @ $103.60 · 2026-02-02
    FLORES RAFAEL
    Director
    $23,672
    @ $105.21 · 2025-11-17
    FLORES RAFAEL
    Director
    $65,930
    @ $105.32 · 2025-11-17
    SHAW THERESA A
    Officer
    $34,050
    @ $104.77 · 2025-11-14
    SMITH PATRICK E.
    Officer
    $251,939
    @ $104.80 · 2025-11-14
    HARSHMAN RICHARD J
    Director
    $262,250
    @ $104.90 · 2025-11-14
    MOEHN MICHAEL L
    Chief Financial Officer
    $659,360
    @ $101.44 · 2025-11-03
    LINDGREN MARK C
    Officer of Subsidiary Company
    $353,115
    @ $100.89 · 2025-09-12
    MIZELL GWENDOLYN G.
    Officer of Subsidiary Company
    $149,250
    @ $99.50 · 2025-09-03
    MIZELL GWENDOLYN G.
    Officer of Subsidiary Company
    $101,790
    @ $101.79 · 2025-08-22
    MOEHN MICHAEL L
    Chief Financial Officer
    $666,510
    @ $102.54 · 2025-08-01
    MOEHN MICHAEL L
    Chief Financial Officer
    $641,030
    @ $98.62 · 2025-05-20
    LINDGREN MARK C
    Officer of Subsidiary Company
    $194,087
    @ $103.79 · 2025-03-04
    NWAMU CHONDA J.
    Officer
    $557,535
    @ $101.37 · 2025-03-04
    SCHUKAR SHAWN E
    Officer of Subsidiary Company
    $492,276
    @ $103.79 · 2025-03-04
    LYONS MARTIN J JR
    Chief Executive Officer
    $1.54M
    @ $103.79 · 2025-03-04
    SHAW THERESA A
    Officer
    $99,530
    @ $99.53 · 2025-02-26
    MOEHN MICHAEL L
    Chief Financial Officer
    $634,010
    @ $97.54 · 2025-02-20
    FLORES RAFAEL
    Director
    $186,067
    @ $97.93 · 2025-02-19
    IVEY CRAIG S
    Director
    $266,901
    @ $98.27 · 2025-02-19
    MOEHN MICHAEL L
    Chief Financial Officer
    $598,975
    @ $92.15 · 2024-11-20
    NWAMU CHONDA J.
    General Counsel
    $131,923
    @ $81.94 · 2024-08-28
    MOEHN MICHAEL L
    Chief Financial Officer
    $536,445
    @ $82.53 · 2024-08-20
    FLORES RAFAEL
    Director
    $106,935
    @ $71.29 · 2024-06-07
    DIYA FADI M
    Officer of Subsidiary Company
    $745,000
    @ $74.50 · 2024-05-17
    LINDGREN MARK C
    Officer of Subsidiary Company
    $302,120
    @ $75.53 · 2024-05-16
    Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
    V
    2
    Sells (3M)
    22
    Sells (12M)
    Total value (12M): $105.04M
    MCINERNEY RYAN
    Chief Executive Officer
    $10.70M
    @ $340.14 · 2026-04-29
    CARNEY LLOYD A
    Director
    $201,253
    @ $309.62 · 2026-03-11
    MCINERNEY RYAN
    Chief Executive Officer
    $3.66M
    @ $349.18 · 2026-01-02
    MCINERNEY RYAN
    Chief Executive Officer
    $3.57M
    @ $340.07 · 2025-12-11
    ROTTENBERG JULIE B
    General Counsel
    $699,315
    @ $345.00 · 2025-12-11
    TANEJA RAJAT
    Officer
    $7.84M
    @ $330.14 · 2025-12-02
    FABARA PAUL D
    Officer
    $2.50M
    @ $331.45 · 2025-12-02
    TANEJA RAJAT
    Officer
    $2.08M
    @ $330.00 · 2025-11-21
    FABARA PAUL D
    Officer
    $707,917
    @ $325.93 · 2025-11-21
    CARNEY LLOYD A
    Director
    $302,832
    @ $336.48 · 2025-11-04
    MCINERNEY RYAN
    Chief Executive Officer
    $3.58M
    @ $341.00 · 2025-11-03
    MCINERNEY RYAN
    Chief Executive Officer
    $3.59M
    @ $342.30 · 2025-10-01
    MCINERNEY RYAN
    Chief Executive Officer
    $3.65M
    @ $348.57 · 2025-09-02
    ROTTENBERG JULIE B
    General Counsel
    $697,329
    @ $344.02 · 2025-08-18
    MCINERNEY RYAN
    Chief Executive Officer
    $3.60M
    @ $343.13 · 2025-08-14
    MCINERNEY RYAN
    Chief Executive Officer
    $3.05M
    @ $353.82 · 2025-07-01
    FABARA PAUL D
    Officer
    $4.36M
    @ $375.00 · 2025-06-11
    TANEJA RAJAT
    President
    $18.44M
    @ $368.87 · 2025-06-05
    FABARA PAUL D
    Officer
    $17.10M
    @ $370.00 · 2025-06-05
    MCINERNEY RYAN
    Chief Executive Officer
    $3.13M
    @ $362.77 · 2025-06-02
    FABARA PAUL D
    Officer
    $6.32M
    @ $357.45 · 2025-05-12
    FABARA PAUL D
    Officer
    $5.26M
    @ $355.04 · 2025-05-08
    MCINERNEY RYAN
    Chief Executive Officer
    $2.98M
    @ $345.58 · 2025-05-01
    ROTTENBERG JULIE B
    General Counsel
    $889,868
    @ $345.58 · 2025-05-01
    MCINERNEY RYAN
    Chief Executive Officer
    $3.02M
    @ $350.44 · 2025-04-01
    FABARA PAUL D
    Officer
    $13.40M
    @ $340.41 · 2025-03-19
    FABARA PAUL D
    Officer
    $12.88M
    @ $327.20 · 2025-03-14
    MCINERNEY RYAN
    Chief Executive Officer
    $3.13M
    @ $363.00 · 2025-03-03
    MAHON TULLIER KELLY
    Officer
    $11.80M
    @ $349.77 · 2025-02-07
    ANDRESKI PETER M
    Officer
    $815,314
    @ $349.62 · 2025-02-07
    MCINERNEY RYAN
    Chief Executive Officer
    $2.93M
    @ $340.00 · 2025-02-03
    ROTTENBERG JULIE B
    General Counsel
    $874,480
    @ $340.00 · 2025-02-03
    MCINERNEY RYAN
    Chief Executive Officer
    $2.74M
    @ $317.78 · 2025-01-02
    TANEJA RAJAT
    Officer
    $11.15M
    @ $315.55 · 2024-12-13
    MCINERNEY RYAN
    Chief Executive Officer
    $2.73M
    @ $316.90 · 2024-12-02
    FABARA PAUL D
    Officer
    $668,603
    @ $307.97 · 2024-11-22
    MCINERNEY RYAN
    Chief Executive Officer
    $2.49M
    @ $288.49 · 2024-11-01
    ROTTENBERG JULIE B
    General Counsel
    $741,996
    @ $288.49 · 2024-11-01
    MCINERNEY RYAN
    Chief Executive Officer
    $2.39M
    @ $276.97 · 2024-10-01
    MCINERNEY RYAN
    Chief Executive Officer
    $2.38M
    @ $276.37 · 2024-09-03
    MCINERNEY RYAN
    Chief Executive Officer
    $2.37M
    @ $275.00 · 2024-08-29
    ROTTENBERG JULIE B
    General Counsel
    $707,300
    @ $275.00 · 2024-08-29
    MAHON TULLIER KELLY
    Officer
    $10.12M
    @ $267.64 · 2024-08-16
    FABARA PAUL D
    Officer
    $7.01M
    @ $277.15 · 2024-05-15
    Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives

    Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.

    🎭 Mr. Market's Mood

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    AEE
    FearGreed
    😏Greed(66/100)

    "Market is optimistic — be cautious and ensure you have a margin of safety"

    Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
    V
    FearGreed
    😐Neutral(57/100)

    "Market is pricing this stock without strong emotion in either direction"

    Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

    Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

    ⚖️ Buffett Signal

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    AEE
    Awaiting DCF Data

    The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

    DCF Margin of Safety: N/AMr. Market's Mood: Greed (66)
    V
    Awaiting DCF Data

    The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

    DCF Margin of Safety: N/AMr. Market's Mood: Neutral (57)
    View AEE Full AnalysisView V Full Analysis