Compare StocksAEE vs INTU

Ameren Corporation (AEE) vs Intuit Inc. (INTU)

AEE
Ameren Corporation
$113.56
VS
INTU
Intuit Inc.
$399.02

Rewards

AEE
    INTU
    • Gross margin of 80.9% indicates strong pricing power — typical of businesses with significant intellectual property or brand strength.
    • Intuit Inc. scores 79/100 on the Economic Moat Score (Wide Moat), with revenue predictability as the strongest competitive dimension.
    • Free cash flow has grown at a 18.5% CAGR over the past 4 years, demonstrating strong earnings power growth.

    Risks

    AEE
    • Net debt/EBITDA of 5.3x indicates heavy leverage — it would take over 4 years of EBITDA to pay off net debt.
    • Altman Z-Score of 0.91 places the company in the distress zone — financial patterns resemble those of companies that experienced bankruptcy.
    • 6 insider sales totaling $4.4M with no purchases in the past 3 months — insiders are reducing their exposure.
    INTU
    • 22 insider sales with no purchases over the past 12 months — a persistent pattern of insider selling.

    Key Valuation Metrics

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    AEE
    INTU
    Valuation
    $-1.48B
    Free Cash Flow
    $5.30B
    -4.72%
    FCF Yield
    4.77%
    21.23
    Trailing P/E
    25.98
    19.58
    Forward P/E
    15.07
    Quality & Moat
    4.92%
    ROIC
    11.26%
    10.76%
    ROE
    20.30%
    49.24%
    Gross Margin
    80.90%
    1.09
    PEG Ratio
    0.54
    Balance Sheet Safety
    1.47
    Debt / Equity
    0.36
    N/A
    Interest Coverage
    N/A
    5.35
    Net Debt / EBITDA
    0.64
    2.64%
    Dividend Yield
    1.16%
    AEE: 2Ties: 1INTU: 9
    AEEINTU

    Historical Fundamentals

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    AEE

    Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

    INTU

    Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

    Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

    $1 Retained Earnings Test

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    AEE
    Not enough historical data to compute the retained earnings test.
    INTU
    $12.31
    created per $1 retained over 3 years
    Exceptional Value Creator
    Σ Retained
    $6.10B
    Δ Market Cap
    +$75.17B
    Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
    > $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

    Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
    > $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

    Discounted Cash Flow (DCF) Analysis

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    AEE
    Insufficient Data
    Enter initial FCF to calculate intrinsic value
    Current Price: $113.56
    Fair Value: $0.00
    Strongly undervalued
    Undervalued
    Fairly valued
    Overvalued
    Strongly overvalued
    INTU
    4.2% Margin of Safety
    Price is 4.2% below estimated fair value
    Current Price: $399.02
    Fair Value: $416.72
    Strongly undervalued
    Undervalued
    Fairly valued
    Overvalued
    Strongly overvalued

    Reverse DCF — Market-Implied Growth

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    AEE

    Requires positive FCF to compute implied growth rate.

    INTU

    What growth rate is the market pricing in at $399?

    +13.1%
    Market-Implied Owner Earnings Growth
    Standard FCF implies +8.8%

    The market implies +13.1% Owner Earnings growth, below historical trends — potential opportunity.

    Standard FCF implies a more demanding +8.8%, reflecting heavy growth investment expected to generate future returns.

    Economic Moat Score

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    AEE
    37/100
    No Moat
    70+ Wide · 40-69 Narrow · <40 None

    No durable moat detected, though margin stability shows some competitive positioning. The business lacks consistent evidence of sustainable advantages.

    Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 5 years of fundamental data.
    INTU
    79/100
    Wide Moat
    70+ Wide · 40-69 Narrow · <40 None

    Wide moat driven primarily by revenue predictability. ROIC Consistency is the area most vulnerable to competitive pressure.

    Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.

    Forensic Accounting

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    AEE
    -2.56
    Unlikely Manipulator
    Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

    M-Score Trend

    Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
    INTU
    -2.65
    Unlikely Manipulator
    Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

    M-Score Trend

    Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

    Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

    Ownership Breakdown

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    AEE
    Insiders 0.3%Institutions 78.8%Retail & Other 20.9%
    No. of Institutional Holders1,189
    High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
    INTU
    Insiders 2.4%Institutions 90.9%Retail & Other 6.7%
    No. of Institutional Holders2,894
    High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.

    High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.

    Insider Buying Activity

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    AEE
    0
    Buys (3M)
    0
    Buys (12M)
    No open market insider purchases found.
    Open market purchases · includes direct & indirect ownership · excludes option exercises
    INTU
    0
    Buys (3M)
    0
    Buys (12M)
    No open market insider purchases found.
    Open market purchases · includes direct & indirect ownership · excludes option exercises

    Open market purchases · includes direct & indirect ownership · excludes option exercises.

    Insider Selling Activity

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    AEE
    6
    Sells (3M)
    18
    Sells (12M)
    Total value (12M): $8.28M
    LINDGREN MARK C
    Officer of Subsidiary Company
    $231,844
    @ $111.84 · 2026-03-03
    SCHUKAR SHAWN E
    Officer of Subsidiary Company
    $556,404
    @ $111.84 · 2026-03-03
    LYONS MARTIN J JR
    Chief Executive Officer
    $3.00M
    @ $111.84 · 2026-03-03
    FLORES RAFAEL
    Director
    $178,432
    @ $111.52 · 2026-02-17
    MIZELL GWENDOLYN G.
    Officer of Subsidiary Company
    $393,473
    @ $110.90 · 2026-02-17
    SHAW THERESA A
    Officer
    $36,364
    @ $111.89 · 2026-02-17
    MOEHN MICHAEL L
    Officer
    $673,400
    @ $103.60 · 2026-02-02
    FLORES RAFAEL
    Director
    $23,672
    @ $105.21 · 2025-11-17
    FLORES RAFAEL
    Director
    $65,930
    @ $105.32 · 2025-11-17
    SHAW THERESA A
    Officer
    $34,050
    @ $104.77 · 2025-11-14
    SMITH PATRICK E.
    Officer
    $251,939
    @ $104.80 · 2025-11-14
    HARSHMAN RICHARD J
    Director
    $262,250
    @ $104.90 · 2025-11-14
    MOEHN MICHAEL L
    Chief Financial Officer
    $659,360
    @ $101.44 · 2025-11-03
    LINDGREN MARK C
    Officer of Subsidiary Company
    $353,115
    @ $100.89 · 2025-09-12
    MIZELL GWENDOLYN G.
    Officer of Subsidiary Company
    $149,250
    @ $99.50 · 2025-09-03
    MIZELL GWENDOLYN G.
    Officer of Subsidiary Company
    $101,790
    @ $101.79 · 2025-08-22
    MOEHN MICHAEL L
    Chief Financial Officer
    $666,510
    @ $102.54 · 2025-08-01
    MOEHN MICHAEL L
    Chief Financial Officer
    $641,030
    @ $98.62 · 2025-05-20
    LINDGREN MARK C
    Officer of Subsidiary Company
    $194,087
    @ $103.79 · 2025-03-04
    NWAMU CHONDA J.
    Officer
    $557,535
    @ $101.37 · 2025-03-04
    SCHUKAR SHAWN E
    Officer of Subsidiary Company
    $492,276
    @ $103.79 · 2025-03-04
    LYONS MARTIN J JR
    Chief Executive Officer
    $1.54M
    @ $103.79 · 2025-03-04
    SHAW THERESA A
    Officer
    $99,530
    @ $99.53 · 2025-02-26
    MOEHN MICHAEL L
    Chief Financial Officer
    $634,010
    @ $97.54 · 2025-02-20
    FLORES RAFAEL
    Director
    $186,067
    @ $97.93 · 2025-02-19
    IVEY CRAIG S
    Director
    $266,901
    @ $98.27 · 2025-02-19
    MOEHN MICHAEL L
    Chief Financial Officer
    $598,975
    @ $92.15 · 2024-11-20
    NWAMU CHONDA J.
    General Counsel
    $131,923
    @ $81.94 · 2024-08-28
    MOEHN MICHAEL L
    Chief Financial Officer
    $536,445
    @ $82.53 · 2024-08-20
    FLORES RAFAEL
    Director
    $106,935
    @ $71.29 · 2024-06-07
    DIYA FADI M
    Officer of Subsidiary Company
    $745,000
    @ $74.50 · 2024-05-17
    LINDGREN MARK C
    Officer of Subsidiary Company
    $302,120
    @ $75.53 · 2024-05-16
    Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
    INTU
    1
    Sells (3M)
    22
    Sells (12M)
    Total value (12M): $112.35M
    DALZELL RICHARD L
    Director
    $457,046
    @ $457.50 · 2026-03-12
    AUJLA SANDEEP S
    Chief Financial Officer
    $840,097
    @ $629.76 · 2026-01-05
    AUJLA SANDEEP S
    Chief Financial Officer
    $741,172
    @ $675.02 · 2025-12-19
    DALZELL RICHARD L
    Director
    $219,763
    @ $659.95 · 2025-12-11
    DALZELL RICHARD L
    Director
    $435,354
    @ $653.68 · 2025-12-10
    AUJLA SANDEEP S
    Chief Financial Officer
    $792,160
    @ $677.06 · 2025-10-03
    DALZELL RICHARD L
    Director
    $665,951
    @ $666.62 · 2025-09-11
    AUJLA SANDEEP S
    Chief Financial Officer
    $27,930
    @ $665.00 · 2025-08-25
    DALZELL RICHARD L
    Director
    $255,887
    @ $768.43 · 2025-07-10
    DALZELL RICHARD L
    Director
    $521,891
    @ $783.62 · 2025-07-09
    BALAZS ALEX G
    Chief Technology Officer
    $689,400
    @ $782.52 · 2025-07-08
    AUJLA SANDEEP S
    Chief Financial Officer
    $2.03M
    @ $782.22 · 2025-07-03
    AUJLA SANDEEP S
    Chief Financial Officer
    $1.25M
    @ $773.90 · 2025-07-02
    NOTARAINNI MARK PHILLIP
    Officer
    $887,583
    @ $774.51 · 2025-07-02
    HOTZ LAUREN DALE
    Officer
    $1.36M
    @ $784.24 · 2025-06-27
    BALAZS ALEX G
    Chief Technology Officer
    $1.12M
    @ $771.24 · 2025-06-05
    TESSEL MARIANNA
    Officer
    $26.12M
    @ $760.84 · 2025-06-03
    FENNELL LAURA A
    Officer
    $19.29M
    @ $752.25 · 2025-05-29
    FENNELL LAURA A
    Officer
    $30.46M
    @ $738.61 · 2025-05-28
    AUJLA SANDEEP S
    Chief Financial Officer
    $11.66M
    @ $726.15 · 2025-05-27
    NOTARAINNI MARK PHILLIP
    Officer
    $340,143
    @ $725.25 · 2025-05-27
    MCLEAN KERRY JEAN
    General Counsel
    $12.18M
    @ $729.16 · 2025-05-27
    FENNELL LAURA A
    Officer
    $5.00M
    @ $612.45 · 2025-03-24
    TESSEL MARIANNA
    Officer
    $4.43M
    @ $600.13 · 2025-03-21
    BURTON EVE B
    Director
    $1.02M
    @ $600.00 · 2025-03-20
    HOTZ LAUREN DALE
    Officer
    $667,838
    @ $619.52 · 2025-01-10
    AUJLA SANDEEP S
    Chief Financial Officer
    $814,350
    @ $626.42 · 2025-01-08
    FENNELL LAURA A
    Officer
    $2.94M
    @ $613.70 · 2025-01-07
    AUJLA SANDEEP S
    Chief Financial Officer
    $68,506
    @ $628.50 · 2025-01-03
    NOTARAINNI MARK PHILLIP
    Officer
    $228,121
    @ $630.17 · 2025-01-03
    BALAZS ALEX G
    Chief Technology Officer
    $15.86M
    @ $665.98 · 2024-12-12
    FENNELL LAURA A
    Officer
    $5.06M
    @ $657.64 · 2024-12-10
    MCLEAN KERRY JEAN
    General Counsel
    $11.16M
    @ $650.78 · 2024-12-09
    NOTARAINNI MARK PHILLIP
    Officer
    $6.21M
    @ $646.47 · 2024-12-05
    NOTARAINNI MARK PHILLIP
    Officer
    $2.36M
    @ $646.83 · 2024-12-05
    Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives

    Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.

    🎭 Mr. Market's Mood

    Learn more →
    AEE
    FearGreed
    😏Greed(66/100)

    "Market is optimistic — be cautious and ensure you have a margin of safety"

    Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
    INTU
    FearGreed
    😨Fear(38/100)

    "Market is pessimistic — investigate whether fears are temporary or structural"

    Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

    Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

    ⚖️ Buffett Signal

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    AEE
    Awaiting DCF Data

    The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

    DCF Margin of Safety: N/AMr. Market's Mood: Greed (66)
    INTU
    Awaiting DCF Data

    The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

    DCF Margin of Safety: N/AMr. Market's Mood: Fear (38)
    View AEE Full AnalysisView INTU Full Analysis
    AEE vs INTU: Which Is the Better Buy? | SafetyMargin.io