Compare Stocks › AEE vs AXP
Ameren Corporation (AEE) vs American Express Company (AXP)
AEE
Ameren Corporation
$113.56
VS
AXP
American Express Company
$319.68
Rewards
AEE
AXP
- ★Gross margin of 62.8% indicates strong pricing power — typical of businesses with significant intellectual property or brand strength.
- ★American Express Company scores 100/100 on the Economic Moat Score (Wide Moat), with revenue predictability as the strongest competitive dimension.
- ★Return on equity has consistently exceeded 20% over 4 years, indicating efficient use of shareholder capital.
Risks
AEE
- ⚠Net debt/EBITDA of 5.3x indicates heavy leverage — it would take over 4 years of EBITDA to pay off net debt.
- ⚠Altman Z-Score of 0.91 places the company in the distress zone — financial patterns resemble those of companies that experienced bankruptcy.
- ⚠6 insider sales totaling $4.4M with no purchases in the past 3 months — insiders are reducing their exposure.
AXP
- ⚠Altman Z-Score of 0.93 places the company in the distress zone — financial patterns resemble those of companies that experienced bankruptcy.
- ⚠7 insider sales totaling $36.4M with no purchases in the past 3 months — insiders are reducing their exposure.
- ⚠Free cash flow has declined at a 5.9% CAGR over the past 4 years — a concerning trend.
Key Valuation Metrics
Learn more →AEE
AXP
Valuation
$-1.48B
Free Cash Flow
N/A
-4.72%
FCF Yield
N/A
21.23
Trailing P/E
19.96
19.58
Forward P/E
15.90
Quality & Moat
4.92%
ROIC
12.37%
10.76%
ROE
31.48%
49.24%
Gross Margin
62.76%
1.09
PEG Ratio
1.13
Balance Sheet Safety
1.47
Debt / Equity
1.78
N/A
Interest Coverage
N/A
5.35
Net Debt / EBITDA
N/A
2.64%
Dividend Yield
1.19%
AEE: 2Ties: 2AXP: 5
AEEAXP
Historical Fundamentals
Learn more →AEE
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
AXP
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
$1 Retained Earnings Test
Learn more →AEE
Not enough historical data to compute the retained earnings test.
AXP
$6.18
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$23.29B
Δ Market Cap
+$144.01B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Discounted Cash Flow (DCF) Analysis
Learn more →AEE
Insufficient Data
Enter initial FCF to calculate intrinsic value
Current Price: $113.56
Strongly undervalued
Strongly overvalued
Fair Value: $0.00
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
AXP
34.4% Margin of Safety
Price is 34.4% below estimated fair value
Current Price: $319.68
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Fair Value: $487.58
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Reverse DCF — Market-Implied Growth
Learn more →AEE
Requires positive FCF to compute implied growth rate.
AXP
Requires positive FCF to compute implied growth rate.
Economic Moat Score
Learn more →AEE
37/100
No Moat
70+ Wide · 40-69 Narrow · <40 None
No durable moat detected, though margin stability shows some competitive positioning. The business lacks consistent evidence of sustainable advantages.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 5 years of fundamental data.
AXP
100/100
Wide Moat
70+ Wide · 40-69 Narrow · <40 None
Wide moat driven primarily by revenue predictability. Margin Stability is the area most vulnerable to competitive pressure.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
Forensic Accounting
Learn more →AEE
-2.56
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
AXP
-2.51
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Ownership Breakdown
Learn more →AEE
Insiders 0.3%Institutions 78.8%Retail & Other 20.9%
No. of Institutional Holders1,189
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
AXP
Insiders 22.3%Institutions 65.6%Retail & Other 12.1%
No. of Institutional Holders3,664
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.
Insider Buying Activity
Learn more →AEE
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises
AXP
0
Buys (3M)
0
Buys (12M)
JOABAR RAYMOND D
Officer
$4,054
@ $176.26 · 2025-04-09
ANGELAKIS MICHAEL J
Director
$998,593
@ $269.89 · 2025-03-07
Open market purchases · includes direct & indirect ownership · excludes option exercises
Open market purchases · includes direct & indirect ownership · excludes option exercises.
Insider Selling Activity
Learn more →AEE
6
Sells (3M)
18
Sells (12M)
Total value (12M): $8.28M
LINDGREN MARK C
Officer of Subsidiary Company
$231,844
@ $111.84 · 2026-03-03
SCHUKAR SHAWN E
Officer of Subsidiary Company
$556,404
@ $111.84 · 2026-03-03
LYONS MARTIN J JR
Chief Executive Officer
$3.00M
@ $111.84 · 2026-03-03
FLORES RAFAEL
Director
$178,432
@ $111.52 · 2026-02-17
MIZELL GWENDOLYN G.
Officer of Subsidiary Company
$393,473
@ $110.90 · 2026-02-17
SHAW THERESA A
Officer
$36,364
@ $111.89 · 2026-02-17
MOEHN MICHAEL L
Officer
$673,400
@ $103.60 · 2026-02-02
FLORES RAFAEL
Director
$23,672
@ $105.21 · 2025-11-17
FLORES RAFAEL
Director
$65,930
@ $105.32 · 2025-11-17
SHAW THERESA A
Officer
$34,050
@ $104.77 · 2025-11-14
SMITH PATRICK E.
Officer
$251,939
@ $104.80 · 2025-11-14
HARSHMAN RICHARD J
Director
$262,250
@ $104.90 · 2025-11-14
MOEHN MICHAEL L
Chief Financial Officer
$659,360
@ $101.44 · 2025-11-03
LINDGREN MARK C
Officer of Subsidiary Company
$353,115
@ $100.89 · 2025-09-12
MIZELL GWENDOLYN G.
Officer of Subsidiary Company
$149,250
@ $99.50 · 2025-09-03
MIZELL GWENDOLYN G.
Officer of Subsidiary Company
$101,790
@ $101.79 · 2025-08-22
MOEHN MICHAEL L
Chief Financial Officer
$666,510
@ $102.54 · 2025-08-01
MOEHN MICHAEL L
Chief Financial Officer
$641,030
@ $98.62 · 2025-05-20
LINDGREN MARK C
Officer of Subsidiary Company
$194,087
@ $103.79 · 2025-03-04
NWAMU CHONDA J.
Officer
$557,535
@ $101.37 · 2025-03-04
SCHUKAR SHAWN E
Officer of Subsidiary Company
$492,276
@ $103.79 · 2025-03-04
LYONS MARTIN J JR
Chief Executive Officer
$1.54M
@ $103.79 · 2025-03-04
SHAW THERESA A
Officer
$99,530
@ $99.53 · 2025-02-26
MOEHN MICHAEL L
Chief Financial Officer
$634,010
@ $97.54 · 2025-02-20
FLORES RAFAEL
Director
$186,067
@ $97.93 · 2025-02-19
IVEY CRAIG S
Director
$266,901
@ $98.27 · 2025-02-19
MOEHN MICHAEL L
Chief Financial Officer
$598,975
@ $92.15 · 2024-11-20
NWAMU CHONDA J.
General Counsel
$131,923
@ $81.94 · 2024-08-28
MOEHN MICHAEL L
Chief Financial Officer
$536,445
@ $82.53 · 2024-08-20
FLORES RAFAEL
Director
$106,935
@ $71.29 · 2024-06-07
DIYA FADI M
Officer of Subsidiary Company
$745,000
@ $74.50 · 2024-05-17
LINDGREN MARK C
Officer of Subsidiary Company
$302,120
@ $75.53 · 2024-05-16
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
AXP
7
Sells (3M)
19
Sells (12M)
Total value (12M): $151.85M
LIEBERMAN QUINN JESSICA
Officer
$909,661
@ $300.02 · 2026-03-06
JOABAR RAYMOND D
Officer
$4.77M
@ $340.67 · 2026-02-19
GROSFIELD HOWARD M
Officer
$2.82M
@ $346.73 · 2026-02-12
RADHAKRISHNAN RAVIKUMAR S
Chief Technology Officer
$5.35M
@ $356.58 · 2026-02-09
SEEGER LAUREEN E
Officer
$4.60M
@ $360.99 · 2026-02-09
PICKETT DENISE
Officer
$8.35M
@ $356.91 · 2026-02-05
MARRS ANNA
Officer
$9.60M
@ $350.01 · 2026-02-05
JOABAR RAYMOND D
Officer
$538,902
@ $384.93 · 2025-12-12
RUTLEDGE ELIZABETH
Officer
$18.01M
@ $360.21 · 2025-10-31
TABISH DOUGLAS J
Officer
$894,359
@ $355.61 · 2025-10-23
PICKETT DENISE
Officer
$1.75M
@ $350.73 · 2025-10-22
SQUERI STEPHEN J
Chief Executive Officer
$37.03M
@ $329.86 · 2025-09-04
HERENA MONIQUE
Officer
$2.83M
@ $325.88 · 2025-09-03
BUCKMINSTER DOUGLAS E
Officer
$7.67M
@ $326.37 · 2025-09-02
SEEGER LAUREEN E
Officer
$23.37M
@ $296.90 · 2025-08-06
MARRS ANNA
Officer
$1.71M
@ $310.77 · 2025-07-29
MCNEAL GLENDA G
Officer
$15.47M
@ $309.50 · 2025-07-29
MARQUEZ RAFAEL
Officer
$3.56M
@ $296.93 · 2025-05-20
GROSFIELD HOWARD M
Officer
$2.60M
@ $275.50 · 2025-05-06
MCNEAL GLENDA G
Officer
$799,009
@ $264.66 · 2025-04-29
MARRS ANNA
President
$6.32M
@ $287.88 · 2025-03-04
LIEBERMAN QUINN JESSICA
Officer
$897,590
@ $296.43 · 2025-02-26
MCNEAL GLENDA G
Officer
$2.29M
@ $309.96 · 2025-02-11
SQUERI STEPHEN J
Chief Executive Officer
$16.24M
@ $319.45 · 2025-02-06
PICKETT DENISE
Officer
$7.25M
@ $318.69 · 2025-02-05
JOABAR RAYMOND D
Officer
$3.53M
@ $317.01 · 2025-02-05
RADHAKRISHNAN RAVIKUMAR S
Chief Technology Officer
$3.03M
@ $319.17 · 2025-02-05
JOABAR RAYMOND D
Officer
$4.77M
@ $313.94 · 2025-01-28
LE CAILLEC CHRISTOPHE
Chief Financial Officer
$1.82M
@ $303.48 · 2024-11-27
HERENA MONIQUE
Officer
$374,010
@ $287.70 · 2024-11-07
SQUERI STEPHEN J
Chief Executive Officer
$48.90M
@ $286.57 · 2024-11-07
BUCKMINSTER DOUGLAS E
Officer
$3.55M
@ $270.98 · 2024-10-29
WILLIAMS ANRE D.
Officer
$21.05M
@ $270.26 · 2024-10-22
PICKETT DENISE
Officer
$666,213
@ $240.68 · 2024-05-22
SKYLER JENNIFER
Officer
$3.58M
@ $241.73 · 2024-05-10
LIEBERMAN QUINN JESSICA
Officer
$729,770
@ $232.41 · 2024-05-06
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.
🎭 Mr. Market's Mood
Learn more →AEE
😏Greed(66/100)
"Market is optimistic — be cautious and ensure you have a margin of safety"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
AXP
😐Neutral(49/100)
"Market is pricing this stock without strong emotion in either direction"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
⚖️ Buffett Signal
Learn more →AEE
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Greed (66)
AXP
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Neutral (49)