Compare Stocks › ADP vs TXN
Automatic Data Processing, Inc. (ADP) vs Texas Instruments Incorporated (TXN)
ADP
Automatic Data Processing, Inc.
$214.21
VS
TXN
Texas Instruments Incorporated
$280.95
Rewards
ADP
- ★Automatic Data Processing, Inc. has maintained ROIC above 15% for 4 consecutive years, indicating a durable competitive advantage.
- ★Automatic Data Processing, Inc. scores 93/100 on the Economic Moat Score (Wide Moat), with revenue predictability as the strongest competitive dimension.
- ★Free cash flow has grown at a 19.9% CAGR over the past 4 years, demonstrating strong earnings power growth.
TXN
- ★Texas Instruments Incorporated has maintained ROIC above 10% for 4 consecutive years, suggesting solid business economics.
- ★Return on equity has consistently exceeded 20% over 4 years, indicating efficient use of shareholder capital.
- ★Dividend yield of 2.02% with a consistent or growing payout over the past 4 years.
Risks
ADP
- ⚠FCF yield of 5.5% suggests reasonable valuation assuming continued moderate growth.
- ⚠5 insider sales with no purchases in the past 3 months — insiders are reducing their exposure.
TXN
- ⚠FCF yield of 1.0% is below 3%, meaning the market is pricing in substantial future growth to justify the current price.
- ⚠Trailing P/E of 48.0x is 77% above the historical average of 27.1x — the stock trades at a premium to its own history.
- ⚠16 insider sales totaling $67.5M with no purchases in the past 3 months — insiders are reducing their exposure.
Key Valuation Metrics
Learn more →ADP
TXN
Valuation
$4.75B
Free Cash Flow
$2.60B
5.55%
FCF Yield
1.02%
20.00
Trailing P/E
48.03
17.66
Forward P/E
30.74
Quality & Moat
47.92%
ROIC
17.87%
64.25%
ROE
29.81%
48.50%
Gross Margin
57.32%
1.90
PEG Ratio
1.53
Balance Sheet Safety
0.69
Debt / Equity
0.84
N/A
Interest Coverage
N/A
0.18
Net Debt / EBITDA
1.03
3.17%
Dividend Yield
2.02%
ADP: 9Ties: 1TXN: 2
ADPTXN
Historical Fundamentals
Learn more →ADP
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
TXN
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
$1 Retained Earnings Test
Learn more →ADP
$1.02
created per $1 retained over 3 years
Value Creator
Σ Retained
$4.76B
Δ Market Cap
+$4.87B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
TXN
$3.91
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$1.96B
Δ Market Cap
+$7.67B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Discounted Cash Flow (DCF) Analysis
Learn more →ADP
11.5% Margin of Safety
Price is 11.5% below estimated fair value
Current Price: $214.21
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Fair Value: $242.08
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
TXN
47.5% Overvalued
Price is 47.5% above estimated fair value
Current Price: $280.95
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Fair Value: $190.46
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Reverse DCF — Market-Implied Growth
Learn more →ADP
What growth rate is the market pricing in at $214?
+8.5%
Market-Implied Owner Earnings Growth
Standard FCF implies +6.5%
The market implies +8.5% Owner Earnings growth, roughly in line with history — reasonably priced.
Standard FCF implies +6.5%, reflecting ongoing growth investment.
TXN
What growth rate is the market pricing in at $281?
+21.0%
Market-Implied Owner Earnings Growth
Standard FCF implies +30.1%
The market implies +21.0% Owner Earnings growth, above historical trends.
Standard FCF implies a demanding +30.1%, reflecting heavy growth investment.
Economic Moat Score
Learn more →ADP
93/100
Wide Moat
70+ Wide · 40-69 Narrow · <40 None
Wide moat with strength across all dimensions. Revenue Predictability is the standout factor.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
TXN
48/100
Narrow Moat
70+ Wide · 40-69 Narrow · <40 None
Narrow moat with roic consistency as the key competitive advantage. Improving reinvestment efficiency would strengthen the moat.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
Forensic Accounting
Learn more →ADP
-3.03
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
TXN
-2.67
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Ownership Breakdown
Learn more →ADP
Insiders 0.2%Institutions 87.0%Retail & Other 12.8%
No. of Institutional Holders2,966
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
TXN
Insiders 0.3%Institutions 90.9%Retail & Other 8.8%
No. of Institutional Holders3,157
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.
Insider Buying Activity
Learn more →ADP
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises
TXN
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises
Open market purchases · includes direct & indirect ownership · excludes option exercises.
Insider Selling Activity
Learn more →ADP
5
Sells (3M)
25
Sells (12M)
Total value (12M): $45.65M
D'AMBROSIO CHRISTOPHER
Officer
$106,287
@ $195.74 · 2026-04-14
D'AMBROSIO CHRISTOPHER
Officer
$113,188
@ $208.45 · 2026-03-16
D'AMBROSIO CHRISTOPHER
Officer
$115,349
@ $212.43 · 2026-02-17
MICHAUD BRIAN L.
Officer
$234,180
@ $234.18 · 2026-02-06
FOSKETT DAVID
Officer
$63,042
@ $237.00 · 2026-02-05
D'AMBROSIO CHRISTOPHER
Officer
$142,423
@ $262.29 · 2026-01-13
KWON DAVID
Officer
$213,429
@ $264.80 · 2026-01-12
KWON DAVID
Officer
$234,000
@ $260.00 · 2026-01-06
BLACK MARIA
Chief Executive Officer
$183,880
@ $257.17 · 2026-01-05
RODRIGUEZ CARLOS ANTONIO
Director
$1.21M
@ $295.26 · 2025-09-12
D'AMBROSIO CHRISTOPHER
Officer
$177,249
@ $296.90 · 2025-09-10
RODRIGUEZ CARLOS ANTONIO
Director
$12.95M
@ $295.05 · 2025-09-10
BONARTI MICHAEL A
Officer
$2.60M
@ $298.43 · 2025-09-09
RODRIGUEZ CARLOS ANTONIO
Director
$3.58M
@ $297.12 · 2025-09-05
RODRIGUEZ CARLOS ANTONIO
Director
$7.00M
@ $299.31 · 2025-09-04
DESILVA JOSEPH
Officer
$1.37M
@ $296.57 · 2025-09-03
FOSKETT DAVID
Officer
$407,191
@ $296.57 · 2025-09-03
MCGUIRE DONALD
Officer
$4.03M
@ $296.57 · 2025-09-03
BLACK MARIA
Chief Executive Officer
$7.04M
@ $298.32 · 2025-09-03
DESILVA JOSEPH
Officer
$599,359
@ $301.64 · 2025-09-02
FOSKETT DAVID
Officer
$314,079
@ $301.13 · 2025-09-02
BLACK MARIA
Chief Executive Officer
$2.32M
@ $299.93 · 2025-09-02
MICHAUD BRIAN L.
Officer
$63,485
@ $308.18 · 2025-07-01
DESILVA JOSEPH
Officer
$424,064
@ $307.07 · 2025-06-13
D'AMBROSIO CHRISTOPHER
Officer
$147,179
@ $311.82 · 2025-05-12
D'AMBROSIO CHRISTOPHER
Officer
$140,121
@ $293.14 · 2025-04-10
MICHAUD BRIAN L.
Officer
$458,070
@ $305.38 · 2025-04-01
D'AMBROSIO CHRISTOPHER
Officer
$144,833
@ $306.20 · 2025-03-10
D'AMBROSIO CHRISTOPHER
Officer
$145,181
@ $308.24 · 2025-02-10
LEHBERGER JONATHAN S
Officer
$704,869
@ $303.30 · 2025-02-03
BONARTI MICHAEL A
Officer
$9.14M
@ $303.30 · 2025-02-03
MAGLIULO VIRGINIA
Officer
$1.02M
@ $285.50 · 2025-01-13
FOSKETT DAVID
Officer
$305,322
@ $286.15 · 2025-01-13
KWON DAVID
Officer
$382,127
@ $290.37 · 2025-01-06
MAGLIULO VIRGINIA
Officer
$597,095
@ $289.15 · 2025-01-06
FOSKETT DAVID
Officer
$290,443
@ $289.29 · 2025-01-06
AYALA JOHN C.
Officer
$3.12M
@ $290.73 · 2025-01-03
BLACK MARIA
Chief Executive Officer
$210,233
@ $291.59 · 2025-01-03
DESILVA JOSEPH
Officer
$1.91M
@ $293.83 · 2025-01-02
KWON DAVID
Officer
$571,793
@ $293.83 · 2025-01-02
LEHBERGER JONATHAN S
Officer
$728,405
@ $293.83 · 2025-01-02
MCGUIRE DONALD
Officer
$2.55M
@ $293.83 · 2025-01-02
MICHAUD BRIAN L.
Officer
$106,366
@ $293.83 · 2025-01-02
KUTAM SREENIVASA
Officer
$11.69M
@ $300.00 · 2024-11-06
DESILVA JOSEPH
Officer
$387,240
@ $280.00 · 2024-09-17
KWON DAVID
Officer
$28,000
@ $280.00 · 2024-09-17
RODRIGUEZ CARLOS ANTONIO
Director
$12.17M
@ $277.27 · 2024-09-13
RODRIGUEZ CARLOS ANTONIO
Director
$16.27M
@ $276.33 · 2024-09-11
BONARTI MICHAEL A
Officer
$1.04M
@ $269.70 · 2024-09-09
AYALA JOHN C.
Officer
$7.96M
@ $269.70 · 2024-09-09
RODRIGUEZ CARLOS ANTONIO
Director
$2.48M
@ $269.45 · 2024-09-06
RODRIGUEZ CARLOS ANTONIO
Director
$4.87M
@ $272.82 · 2024-09-05
DESILVA JOSEPH
Officer
$1.16M
@ $276.00 · 2024-09-04
D'AMBROSIO CHRISTOPHER
Officer
$132,204
@ $276.00 · 2024-09-04
MCGUIRE DONALD
Officer
$768,660
@ $276.00 · 2024-09-04
BLACK MARIA
Chief Executive Officer
$2.04M
@ $276.00 · 2024-09-04
DESILVA JOSEPH
Officer
$522,694
@ $274.38 · 2024-09-03
MCGUIRE DONALD
Officer
$872,254
@ $274.38 · 2024-09-03
BLACK MARIA
Chief Executive Officer
$5.25M
@ $274.38 · 2024-09-03
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
TXN
16
Sells (3M)
19
Sells (12M)
Total value (12M): $69.61M
YUNUS MOHAMMAD
Officer
$13.82M
@ $270.44 · 2026-04-29
KANE KATHARINE
General Counsel
$1.66M
@ $270.41 · 2026-04-27
BAHAI AHMAD
Officer
$982,359
@ $268.40 · 2026-04-27
RON AMICHAI
Officer
$5.00M
@ $272.43 · 2026-04-24
WITZSCHE CHRISTINE
Officer
$998,771
@ $275.52 · 2026-04-24
LEONARD SHANON J
Officer
$5.06M
@ $277.95 · 2026-04-24
LIZARDI RAFAEL R
Chief Financial Officer
$11.12M
@ $274.23 · 2026-04-24
BLUEDORN TODD M
Director
$1.18M
@ $274.25 · 2026-04-24
PATSLEY PAMELA H
Director
$1.19M
@ $276.11 · 2026-04-24
KOZANIAN HAGOP H
Officer
$1.55M
@ $225.95 · 2026-02-17
GARY MARK
Officer
$5.24M
@ $226.00 · 2026-02-11
BAHAI AHMAD
Officer
$1.50M
@ $230.79 · 2026-02-11
LIZARDI RAFAEL R
Chief Financial Officer
$15.88M
@ $221.73 · 2026-02-11
ROBERTS MARK T
Officer
$986,604
@ $221.16 · 2026-02-09
BAHAI AHMAD
Officer
$670,387
@ $223.46 · 2026-02-05
BLINN MARK A
Director
$696,647
@ $221.58 · 2026-02-05
KIRK RONALD
Director
$1.62M
@ $162.33 · 2025-11-24
WITZSCHE CHRISTINE
Officer
$164,306
@ $164.31 · 2025-11-13
BAHAI AHMAD
Officer
$308,030
@ $205.35 · 2025-08-25
TEMPLETON RICHARD K
Chairman of the Board
$19.85M
@ $195.41 · 2025-02-28
TEMPLETON RICHARD K
Chairman of the Board
$38.65M
@ $199.20 · 2025-02-26
TEMPLETON RICHARD K
Chairman of the Board
$39.32M
@ $202.70 · 2025-02-24
CLARK JANET F
Director
$1.23M
@ $203.62 · 2025-02-24
BLINN MARK A
Director
$1.17M
@ $189.89 · 2025-02-19
LEONARD SHANON J
Officer
$401,241
@ $186.62 · 2025-02-18
BLINN MARK A
Director
$106,617
@ $180.71 · 2025-02-04
KIRK RONALD
Director
$2.14M
@ $203.33 · 2024-11-25
GARY MARK
Officer
$3.49M
@ $219.82 · 2024-11-08
ILAN HAVIV
Chief Executive Officer
$2.88M
@ $219.30 · 2024-11-08
YUNUS MOHAMMAD
Officer
$1.81M
@ $216.94 · 2024-11-07
BAHAI AHMAD
Officer
$472,514
@ $217.25 · 2024-11-07
LIZARDI RAFAEL R
Chief Financial Officer
$10.19M
@ $217.16 · 2024-11-07
GARY MARK
Officer
$940,296
@ $214.83 · 2024-11-06
WITZSCHE CHRISTINE
Officer
$27,941
@ $211.67 · 2024-11-06
ILAN HAVIV
Chief Executive Officer
$5.29M
@ $211.50 · 2024-11-06
SANCHEZ ROBERT E
Director
$2.09M
@ $208.80 · 2024-10-25
RON AMICHAI
Officer
$2.76M
@ $213.72 · 2024-08-29
GARY MARK
Officer
$3.22M
@ $212.63 · 2024-08-29
ROBERTS MARK T
Officer
$1.00M
@ $213.08 · 2024-08-29
PATSLEY PAMELA H
Director
$1.29M
@ $212.43 · 2024-08-29
BAHAI AHMAD
Officer
$892,427
@ $209.98 · 2024-08-27
YUNUS MOHAMMAD
Officer
$789,215
@ $208.90 · 2024-08-26
ILAN HAVIV
Chief Executive Officer
$251,324
@ $209.44 · 2024-08-26
GARY MARK
Officer
$939,037
@ $207.20 · 2024-08-23
KNECHT JULIE C.
Officer
$1.63M
@ $209.49 · 2024-08-23
LEONARD SHANON J
Officer
$588,301
@ $208.91 · 2024-08-23
HOBBY JEAN M
Director
$4.37M
@ $205.71 · 2024-08-22
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.
🎭 Mr. Market's Mood
Learn more →ADP
😐Neutral(44/100)
"Market is pricing this stock without strong emotion in either direction"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
TXN
😏Greed(69/100)
"Market is optimistic — be cautious and ensure you have a margin of safety"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
⚖️ Buffett Signal
Learn more →ADP
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Neutral (44)
TXN
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Greed (69)