SafetyMargin.ioSafetyMargin.io
BlogWatchlistCompare
Compare Stocks › ADBE vs TT

Adobe Inc. (ADBE) vs Trane Technologies plc (TT)

ADBE
Adobe Inc.
$245.99
VS
TT
Trane Technologies plc
$423.03

Rewards

ADBE
  • ★Adobe Inc. has maintained ROIC above 15% for 4 consecutive years, indicating a durable competitive advantage.
  • ★Gross margin of 89.4% indicates strong pricing power — typical of businesses with significant intellectual property or brand strength.
  • ★Adobe Inc. scores 100/100 on the Economic Moat Score (Wide Moat), with roic consistency as the strongest competitive dimension.
TT
  • ★Trane Technologies plc has maintained ROIC above 15% for 4 consecutive years, indicating a durable competitive advantage.
  • ★Trane Technologies plc scores 95/100 on the Economic Moat Score (Wide Moat), with roic consistency as the strongest competitive dimension.
  • ★Free cash flow has grown at a 32.4% CAGR over the past 4 years, demonstrating strong earnings power growth.

Risks

ADBE
    TT
    • ⚠FCF yield of 3.0% is below 3%, meaning the market is pricing in substantial future growth to justify the current price.
    • ⚠11 insider sales totaling $25.5M with no purchases in the past 3 months — insiders are reducing their exposure.

    Key Valuation Metrics

    Learn more →
    ADBE
    TT
    Valuation
    $9.29B
    Free Cash Flow
    $2.81B
    9.20%
    FCF Yield
    3.00%
    14.33
    Trailing P/E
    32.15
    9.33
    Forward P/E
    25.14
    Quality & Moat
    40.36%
    ROIC
    18.60%
    62.36%
    ROE
    33.93%
    89.40%
    Gross Margin
    36.16%
    1.29
    PEG Ratio
    N/A
    Balance Sheet Safety
    0.58
    Debt / Equity
    0.63
    N/A
    Interest Coverage
    N/A
    -0.02
    Net Debt / EBITDA
    0.87
    N/A
    Dividend Yield
    0.99%
    ADBE: 9Ties: 1TT: 0
    ADBETT

    Historical Fundamentals

    Learn more →
    ADBE

    Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

    TT

    Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

    Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

    $1 Retained Earnings Test

    Learn more →
    ADBE
    $-0.60
    created per $1 retained over 3 years
    Market Cap Declined
    Σ Retained
    $18.12B
    Δ Market Cap
    $-10.93B
    Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
    > $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
    TT
    $9.12
    created per $1 retained over 3 years
    Exceptional Value Creator
    Σ Retained
    $5.23B
    Δ Market Cap
    +$47.73B
    Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
    > $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

    Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
    > $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

    Discounted Cash Flow (DCF) Analysis

    Learn more →
    ADBE
    48.4% Margin of Safety
    Price is 48.4% below estimated fair value
    Current Price: $245.99
    Fair Value: $477.11
    Strongly undervalued
    Undervalued
    Fairly valued
    Overvalued
    Strongly overvalued
    TT
    11.2% Overvalued
    Price is 11.2% above estimated fair value
    Current Price: $423.03
    Fair Value: $380.54
    Strongly undervalued
    Undervalued
    Fairly valued
    Overvalued
    Strongly overvalued

    Reverse DCF — Market-Implied Growth

    Learn more →
    ADBE

    What growth rate is the market pricing in at $246?

    +3.0%
    Market-Implied Owner Earnings Growth
    Standard FCF implies -0.7%

    The market implies +3.0% Owner Earnings growth, below historical trends — potential opportunity.

    Standard FCF implies a more demanding -0.7%, reflecting heavy growth investment expected to generate future returns.

    TT

    What growth rate is the market pricing in at $423?

    +14.7%
    Market-Implied Owner Earnings Growth
    Standard FCF implies +15.2%

    The market implies +14.7% Owner Earnings growth, below historical trends — potential opportunity.

    Standard FCF implies a more demanding +15.2%, reflecting heavy growth investment expected to generate future returns.

    Economic Moat Score

    Learn more →
    ADBE
    100/100
    Wide Moat
    70+ Wide · 40-69 Narrow · <40 None

    Wide moat with strength across all dimensions. ROIC Consistency is the standout factor.

    Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
    TT
    95/100
    Wide Moat
    70+ Wide · 40-69 Narrow · <40 None

    Wide moat with strength across all dimensions. ROIC Consistency is the standout factor.

    Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.

    Forensic Accounting

    Learn more →
    ADBE
    -2.85
    Unlikely Manipulator
    Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

    M-Score Trend

    Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
    TT
    -2.46
    Unlikely Manipulator
    Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

    M-Score Trend

    Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

    Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

    Ownership Breakdown

    Learn more →
    ADBE
    Insiders 0.2%Institutions 87.8%Retail & Other 11.9%
    No. of Institutional Holders3,534
    High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
    TT
    Insiders 0.3%Institutions 90.1%Retail & Other 9.6%
    No. of Institutional Holders2,348
    High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.

    High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.

    Insider Buying Activity

    Learn more →
    ADBE
    0
    Buys (3M)
    0
    Buys (12M)
    DURN DANIEL J
    Chief Financial Officer
    $507,758
    @ $390.58 · 2025-03-20
    RICKS DAVID A
    Director
    $998,946
    @ $443.98 · 2025-01-28
    Open market purchases · includes direct & indirect ownership · excludes option exercises
    TT
    0
    Buys (3M)
    0
    Buys (12M)
    No open market insider purchases found.
    Open market purchases · includes direct & indirect ownership · excludes option exercises

    Open market purchases · includes direct & indirect ownership · excludes option exercises.

    Insider Selling Activity

    Learn more →
    ADBE
    1
    Sells (3M)
    3
    Sells (12M)
    Total value (12M): $711,495
    DURN DANIEL J
    Chief Financial Officer
    $485,323
    @ $294.85 · 2026-01-27
    FORUSZ JILLIAN
    Officer
    $50,344
    @ $337.88 · 2025-10-31
    FORUSZ JILLIAN
    Officer
    $175,828
    @ $380.58 · 2025-05-02
    FORUSZ JILLIAN
    Officer
    $145,567
    @ $435.83 · 2025-01-28
    BELSKY SCOTT K
    Officer
    $2.05M
    @ $431.61 · 2025-01-27
    BANSE AMY L
    Director
    $333,300
    @ $550.00 · 2024-12-06
    FORUSZ JILLIAN
    Officer
    $327,987
    @ $485.19 · 2024-10-29
    BELSKY SCOTT K
    Officer
    $232,525
    @ $483.42 · 2024-10-25
    BELSKY SCOTT K
    Officer
    $1.14M
    @ $511.48 · 2024-10-16
    DURN DANIEL J
    Chief Financial Officer
    $3.35M
    @ $515.44 · 2024-09-17
    GARFIELD MARK S.
    Officer
    $52,089
    @ $537.00 · 2024-07-25
    BELSKY SCOTT K
    Officer
    $258,297
    @ $537.00 · 2024-07-25
    GARFIELD MARK S.
    Officer
    $85,255
    @ $564.60 · 2024-07-16
    BELSKY SCOTT K
    Officer
    $1.25M
    @ $561.60 · 2024-07-16
    RAO DANA J.D.
    General Counsel
    $3.56M
    @ $525.51 · 2024-06-17
    GARFIELD MARK S.
    Officer
    $138,735
    @ $525.51 · 2024-06-17
    GARFIELD MARK S.
    Officer
    $265,644
    @ $447.97 · 2024-06-03
    GARFIELD MARK S.
    Officer
    $389,630
    @ $490.10 · 2024-05-06
    BELSKY SCOTT K
    Officer
    $1.29M
    @ $474.30 · 2024-05-02
    GARFIELD MARK S.
    Officer
    $45,436
    @ $468.41 · 2024-04-25
    Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
    TT
    11
    Sells (3M)
    16
    Sells (12M)
    Total value (12M): $39.92M
    SIMMONS DONALD E
    Officer
    $1.59M
    @ $422.70 · 2026-03-06
    ELWELL ELIZABETH A
    Officer
    $268,418
    @ $422.71 · 2026-03-06
    REGNERY DAVID S
    Chief Executive Officer
    $15.24M
    @ $422.69 · 2026-03-06
    SIMMONS DONALD E
    Officer
    $3.64M
    @ $475.00 · 2026-02-12
    SIMMONS DONALD E
    Officer
    $380,230
    @ $462.57 · 2026-02-10
    ELWELL ELIZABETH A
    Officer
    $63,359
    @ $462.47 · 2026-02-10
    REGNERY DAVID S
    Chief Executive Officer
    $2.59M
    @ $462.60 · 2026-02-10
    KUEHN CHRISTOPHER J
    Chief Financial Officer
    $1.11M
    @ $462.70 · 2026-02-10
    SIMMONS DONALD E
    Officer
    $198,119
    @ $451.30 · 2026-02-06
    ELWELL ELIZABETH A
    Officer
    $20,752
    @ $451.13 · 2026-02-06
    REGNERY DAVID S
    Chief Executive Officer
    $445,213
    @ $451.08 · 2026-02-06
    ELWELL ELIZABETH A
    Officer
    $264,000
    @ $440.00 · 2025-10-30
    ELWELL ELIZABETH A
    Officer
    $170,425
    @ $425.00 · 2025-10-01
    REGNERY DAVID S
    Chief Executive Officer
    $9.22M
    @ $410.00 · 2025-09-02
    SIMMONS DONALD E
    Officer
    $3.37M
    @ $400.00 · 2025-05-02
    SIMMONS DONALD E
    Officer
    $1.36M
    @ $380.00 · 2025-04-30
    SIMMONS DONALD E
    Officer
    $1.18M
    @ $350.00 · 2025-03-05
    TURTZ EVAN M.
    Officer
    $1.31M
    @ $346.99 · 2025-03-05
    MAGNER MAIREAD
    Officer
    $1.25M
    @ $346.95 · 2025-03-05
    REGNERY DAVID S
    Chief Executive Officer
    $9.36M
    @ $346.95 · 2025-03-05
    KUEHN CHRISTOPHER J
    Chief Financial Officer
    $2.93M
    @ $346.96 · 2025-03-05
    SIMMONS DONALD E
    Officer
    $429,829
    @ $359.99 · 2025-02-11
    TURTZ EVAN M.
    Officer
    $171,608
    @ $359.77 · 2025-02-11
    MAGNER MAIREAD
    Officer
    $88,949
    @ $360.12 · 2025-02-11
    REGNERY DAVID S
    Chief Executive Officer
    $1.12M
    @ $360.14 · 2025-02-11
    KUEHN CHRISTOPHER J
    Chief Financial Officer
    $308,108
    @ $359.94 · 2025-02-11
    TURTZ EVAN M.
    Officer
    $113,882
    @ $358.12 · 2025-02-10
    MAGNER MAIREAD
    Officer
    $57,698
    @ $358.37 · 2025-02-10
    REGNERY DAVID S
    Chief Executive Officer
    $830,239
    @ $358.17 · 2025-02-10
    KUEHN CHRISTOPHER J
    Chief Financial Officer
    $275,963
    @ $358.39 · 2025-02-10
    TURTZ EVAN M.
    Officer
    $183,723
    @ $357.44 · 2025-02-04
    MAGNER MAIREAD
    Officer
    $70,807
    @ $357.61 · 2025-02-04
    REGNERY DAVID S
    Chief Executive Officer
    $984,106
    @ $357.34 · 2025-02-04
    KUEHN CHRISTOPHER J
    Chief Financial Officer
    $313,100
    @ $357.42 · 2025-02-04
    MAGNER MAIREAD
    Officer
    $1.80M
    @ $416.00 · 2024-12-04
    KUEHN CHRISTOPHER J
    Chief Financial Officer
    $5.12M
    @ $376.62 · 2024-11-04
    PITTARD RAYMOND D
    Officer
    $593,221
    @ $328.65 · 2024-08-07
    REGNERY DAVID S
    Chief Executive Officer
    $9.46M
    @ $321.25 · 2024-08-06
    TURTZ EVAN M.
    Officer
    $2.89M
    @ $321.30 · 2024-06-05
    CAMUTI PAUL A
    Officer
    $6.25M
    @ $321.33 · 2024-06-05
    KUEHN CHRISTOPHER J
    Chief Financial Officer
    $2.57M
    @ $320.05 · 2024-06-05
    Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives

    Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.

    🎭 Mr. Market's Mood

    Learn more →
    ADBE
    FearGreed
    😨Fear(27/100)

    "Market is pessimistic — investigate whether fears are temporary or structural"

    Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
    TT
    FearGreed
    😐Neutral(50/100)

    "Market is pricing this stock without strong emotion in either direction"

    Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

    Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

    ⚖️ Buffett Signal

    Learn more →
    ADBE
    ⚪Awaiting DCF Data

    The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

    DCF Margin of Safety: N/AMr. Market's Mood: Fear (27)
    TT
    ⚪Awaiting DCF Data

    The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

    DCF Margin of Safety: N/AMr. Market's Mood: Neutral (50)
    View ADBE Full AnalysisView TT Full Analysis