SafetyMargin.ioSafetyMargin.io
BlogWatchlistCompare
Compare Stocks › ADBE vs TPR

Adobe Inc. (ADBE) vs Tapestry, Inc. (TPR)

ADBE
Adobe Inc.
$245.99
VS
TPR
Tapestry, Inc.
$142.80

Rewards

ADBE
  • ★Adobe Inc. has maintained ROIC above 15% for 4 consecutive years, indicating a durable competitive advantage.
  • ★Gross margin of 89.4% indicates strong pricing power — typical of businesses with significant intellectual property or brand strength.
  • ★Adobe Inc. scores 100/100 on the Economic Moat Score (Wide Moat), with roic consistency as the strongest competitive dimension.
TPR
  • ★Gross margin of 76.0% indicates strong pricing power — typical of businesses with significant intellectual property or brand strength.
  • ★Tapestry, Inc. scores 82/100 on the Economic Moat Score (Wide Moat), with margin stability as the strongest competitive dimension.
  • ★Free cash flow has grown at a 12.9% CAGR over the past 4 years, demonstrating strong earnings power growth.

Risks

ADBE
    TPR
    • ⚠High leverage (7.15x debt/equity) combined with thin interest coverage (-1.0x) poses financial risk.
    • ⚠8 insider sales totaling $25.4M with no purchases in the past 3 months — insiders are reducing their exposure.

    Key Valuation Metrics

    Learn more →
    ADBE
    TPR
    Valuation
    $9.29B
    Free Cash Flow
    $1.42B
    9.20%
    FCF Yield
    4.86%
    14.33
    Trailing P/E
    55.35
    9.33
    Forward P/E
    19.87
    Quality & Moat
    40.36%
    ROIC
    37.99%
    62.36%
    ROE
    33.24%
    89.40%
    Gross Margin
    75.98%
    1.29
    PEG Ratio
    0.59
    Balance Sheet Safety
    0.58
    Debt / Equity
    7.15
    N/A
    Interest Coverage
    N/A
    -0.02
    Net Debt / EBITDA
    1.58
    N/A
    Dividend Yield
    1.12%
    ADBE: 9Ties: 1TPR: 1
    ADBETPR

    Historical Fundamentals

    Learn more →
    ADBE

    Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

    TPR

    Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

    Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

    $1 Retained Earnings Test

    Learn more →
    ADBE
    $-0.60
    created per $1 retained over 3 years
    Market Cap Declined
    Σ Retained
    $18.12B
    Δ Market Cap
    $-10.93B
    Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
    > $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
    TPR
    $16.88
    created per $1 retained over 3 years
    Exceptional Value Creator
    Σ Retained
    $1.03B
    Δ Market Cap
    +$17.40B
    Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
    > $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

    Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
    > $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

    Discounted Cash Flow (DCF) Analysis

    Learn more →
    ADBE
    48.4% Margin of Safety
    Price is 48.4% below estimated fair value
    Current Price: $245.99
    Fair Value: $477.11
    Strongly undervalued
    Undervalued
    Fairly valued
    Overvalued
    Strongly overvalued
    TPR
    1532.0% Overvalued
    Price is 1532.0% above estimated fair value
    Current Price: $142.80
    Fair Value: $8.75
    Strongly undervalued
    Undervalued
    Fairly valued
    Overvalued
    Strongly overvalued

    Reverse DCF — Market-Implied Growth

    Learn more →
    ADBE

    What growth rate is the market pricing in at $246?

    +3.0%
    Market-Implied Owner Earnings Growth
    Standard FCF implies -0.7%

    The market implies +3.0% Owner Earnings growth, below historical trends — potential opportunity.

    Standard FCF implies a more demanding -0.7%, reflecting heavy growth investment expected to generate future returns.

    TPR

    What growth rate is the market pricing in at $143?

    +38.0%
    Market-Implied Owner Earnings Growth
    Standard FCF implies +9.4%

    The market implies +38.0% Owner Earnings growth, above historical trends.

    Standard FCF implies a demanding +9.4%, reflecting heavy growth investment.

    Economic Moat Score

    Learn more →
    ADBE
    100/100
    Wide Moat
    70+ Wide · 40-69 Narrow · <40 None

    Wide moat with strength across all dimensions. ROIC Consistency is the standout factor.

    Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
    TPR
    82/100
    Wide Moat
    70+ Wide · 40-69 Narrow · <40 None

    Wide moat with strength across all dimensions. Margin Stability is the standout factor.

    Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.

    Forensic Accounting

    Learn more →
    ADBE
    -2.85
    Unlikely Manipulator
    Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

    M-Score Trend

    Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
    TPR
    -3.01
    Unlikely Manipulator
    Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

    M-Score Trend

    Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

    Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

    Ownership Breakdown

    Learn more →
    ADBE
    Insiders 0.2%Institutions 87.8%Retail & Other 11.9%
    No. of Institutional Holders3,534
    High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
    TPR
    Insiders 0.3%Institutions 98.4%Retail & Other 1.2%
    No. of Institutional Holders1,386
    High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.

    High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.

    Insider Buying Activity

    Learn more →
    ADBE
    0
    Buys (3M)
    0
    Buys (12M)
    DURN DANIEL J
    Chief Financial Officer
    $507,758
    @ $390.58 · 2025-03-20
    RICKS DAVID A
    Director
    $998,946
    @ $443.98 · 2025-01-28
    Open market purchases · includes direct & indirect ownership · excludes option exercises
    TPR
    0
    Buys (3M)
    0
    Buys (12M)
    No open market insider purchases found.
    Open market purchases · includes direct & indirect ownership · excludes option exercises

    Open market purchases · includes direct & indirect ownership · excludes option exercises.

    Insider Selling Activity

    Learn more →
    ADBE
    1
    Sells (3M)
    3
    Sells (12M)
    Total value (12M): $711,495
    DURN DANIEL J
    Chief Financial Officer
    $485,323
    @ $294.85 · 2026-01-27
    FORUSZ JILLIAN
    Officer
    $50,344
    @ $337.88 · 2025-10-31
    FORUSZ JILLIAN
    Officer
    $175,828
    @ $380.58 · 2025-05-02
    FORUSZ JILLIAN
    Officer
    $145,567
    @ $435.83 · 2025-01-28
    BELSKY SCOTT K
    Officer
    $2.05M
    @ $431.61 · 2025-01-27
    BANSE AMY L
    Director
    $333,300
    @ $550.00 · 2024-12-06
    FORUSZ JILLIAN
    Officer
    $327,987
    @ $485.19 · 2024-10-29
    BELSKY SCOTT K
    Officer
    $232,525
    @ $483.42 · 2024-10-25
    BELSKY SCOTT K
    Officer
    $1.14M
    @ $511.48 · 2024-10-16
    DURN DANIEL J
    Chief Financial Officer
    $3.35M
    @ $515.44 · 2024-09-17
    GARFIELD MARK S.
    Officer
    $52,089
    @ $537.00 · 2024-07-25
    BELSKY SCOTT K
    Officer
    $258,297
    @ $537.00 · 2024-07-25
    GARFIELD MARK S.
    Officer
    $85,255
    @ $564.60 · 2024-07-16
    BELSKY SCOTT K
    Officer
    $1.25M
    @ $561.60 · 2024-07-16
    RAO DANA J.D.
    General Counsel
    $3.56M
    @ $525.51 · 2024-06-17
    GARFIELD MARK S.
    Officer
    $138,735
    @ $525.51 · 2024-06-17
    GARFIELD MARK S.
    Officer
    $265,644
    @ $447.97 · 2024-06-03
    GARFIELD MARK S.
    Officer
    $389,630
    @ $490.10 · 2024-05-06
    BELSKY SCOTT K
    Officer
    $1.29M
    @ $474.30 · 2024-05-02
    GARFIELD MARK S.
    Officer
    $45,436
    @ $468.41 · 2024-04-25
    Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
    TPR
    8
    Sells (3M)
    19
    Sells (12M)
    Total value (12M): $43.04M
    DADLANI MANESH
    Officer
    $152,149
    @ $156.05 · 2026-03-03
    CREVOISERAT JOANNE C
    Chief Executive Officer
    $7.56M
    @ $154.87 · 2026-02-18
    GRECO THOMAS R
    Director
    $2.20M
    @ $154.44 · 2026-02-17
    DADLANI MANESH
    Officer
    $329,492
    @ $153.47 · 2026-02-11
    KULIKOWSKY DENISE
    Officer
    $1.43M
    @ $155.62 · 2026-02-10
    ROE SCOTT A
    Chief Operating Officer
    $6.76M
    @ $152.62 · 2026-02-10
    GATES ANNE
    Director
    $999,327
    @ $153.79 · 2026-02-10
    KAHN TODD LEONARD
    Officer
    $6.03M
    @ $151.34 · 2026-02-09
    KULIKOWSKY DENISE
    Officer
    $67,144
    @ $115.17 · 2025-12-04
    KULIKOWSKY DENISE
    Officer
    $184,133
    @ $110.19 · 2025-11-26
    KAHN TODD LEONARD
    Officer
    $1.11M
    @ $107.00 · 2025-11-24
    ROE SCOTT A
    Chief Operating Officer
    $1.97M
    @ $104.85 · 2025-11-21
    CREVOISERAT JOANNE C
    Chief Executive Officer
    $3.34M
    @ $105.31 · 2025-11-21
    KAHN TODD LEONARD
    Officer
    $2.98M
    @ $102.83 · 2025-11-18
    HOWARD DAVID E
    Officer
    $2.57M
    @ $102.50 · 2025-11-18
    LAU KA MING ALAN
    Director
    $1.20M
    @ $106.19 · 2025-09-11
    DADLANI MANESH
    Officer
    $780,712
    @ $99.05 · 2025-08-25
    DADLANI MANESH
    Officer
    $137,260
    @ $82.29 · 2025-05-13
    KAHN TODD LEONARD
    Officer
    $3.26M
    @ $81.40 · 2025-05-12
    KAHN TODD LEONARD
    Chief Executive Officer
    $3.58M
    @ $84.71 · 2025-02-26
    KAHN TODD LEONARD
    Officer
    $681,976
    @ $87.59 · 2025-02-21
    HOWARD DAVID E
    General Counsel
    $1.05M
    @ $88.00 · 2025-02-20
    ROE SCOTT A
    Chief Operating Officer
    $2.23M
    @ $86.56 · 2025-02-20
    KAHN TODD LEONARD
    Officer
    $4.19M
    @ $58.68 · 2024-11-25
    HOWARD DAVID E
    General Counsel
    $2.48M
    @ $58.95 · 2024-11-22
    DADLANI MANESH
    Officer
    $514,219
    @ $57.96 · 2024-11-15
    DADLANI MANESH
    Officer
    $105,575
    @ $42.23 · 2024-05-24
    Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives

    Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.

    🎭 Mr. Market's Mood

    Learn more →
    ADBE
    FearGreed
    😨Fear(27/100)

    "Market is pessimistic — investigate whether fears are temporary or structural"

    Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
    TPR
    FearGreed
    😐Neutral(49/100)

    "Market is pricing this stock without strong emotion in either direction"

    Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

    Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

    ⚖️ Buffett Signal

    Learn more →
    ADBE
    ⚪Awaiting DCF Data

    The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

    DCF Margin of Safety: N/AMr. Market's Mood: Fear (27)
    TPR
    ⚪Awaiting DCF Data

    The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

    DCF Margin of Safety: N/AMr. Market's Mood: Neutral (49)
    View ADBE Full AnalysisView TPR Full Analysis