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Compare Stocks › ADBE vs REGN

Adobe Inc. (ADBE) vs Regeneron Pharmaceuticals, Inc. (REGN)

ADBE
Adobe Inc.
$250.71
VS
REGN
Regeneron Pharmaceuticals, Inc.
$701.42

Rewards

ADBE
  • ★Adobe Inc. has maintained ROIC above 15% for 4 consecutive years, indicating a durable competitive advantage.
  • ★Gross margin of 89.4% indicates strong pricing power — typical of businesses with significant intellectual property or brand strength.
  • ★Adobe Inc. scores 100/100 on the Economic Moat Score (Wide Moat), with roic consistency as the strongest competitive dimension.
REGN
  • ★Altman Z-Score of 7.56 indicates very low bankruptcy risk — the company is firmly in the safe zone.
  • ★Net debt/EBITDA of -1.4x means the company holds more cash than debt — a net cash position.

Risks

ADBE
    REGN
    • ⚠ROIC has declined by 6.1 percentage points over the observed period, which may signal competitive erosion.
    • ⚠Each dollar of retained earnings has produced only $0.15 of earning power — shareholders may have been better served by dividends.
    • ⚠5 insider sales totaling $3.1M with no purchases in the past 3 months — insiders are reducing their exposure.

    Key Valuation Metrics

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    ADBE
    REGN
    Valuation
    $9.32B
    Free Cash Flow
    $3.27B
    9.20%
    FCF Yield
    4.45%
    14.62
    Trailing P/E
    17.12
    9.48
    Forward P/E
    13.03
    Quality & Moat
    41.36%
    ROIC
    7.13%
    62.36%
    ROE
    14.34%
    89.40%
    Gross Margin
    43.89%
    1.32
    PEG Ratio
    1.43
    Balance Sheet Safety
    0.58
    Debt / Equity
    0.09
    N/A
    Interest Coverage
    N/A
    -0.02
    Net Debt / EBITDA
    -1.38
    N/A
    Dividend Yield
    0.54%
    ADBE: 8Ties: 1REGN: 2
    ADBEREGN

    Historical Fundamentals

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    ADBE

    Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

    REGN

    Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

    Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

    $1 Retained Earnings Test

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    ADBE
    $-0.60
    created per $1 retained over 3 years
    Market Cap Declined
    Σ Retained
    $18.12B
    Δ Market Cap
    $-10.93B
    Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
    > $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
    REGN
    $0.20
    created per $1 retained over 3 years
    Value Destroyer
    Σ Retained
    $12.50B
    Δ Market Cap
    +$2.52B
    Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
    > $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

    Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
    > $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

    Discounted Cash Flow (DCF) Analysis

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    ADBE
    50.0% Margin of Safety
    Price is 50.0% below estimated fair value
    Current Price: $250.71
    Fair Value: $501.89
    Strongly undervalued
    Undervalued
    Fairly valued
    Overvalued
    Strongly overvalued
    REGN
    54.9% Margin of Safety
    Price is 54.9% below estimated fair value
    Current Price: $701.42
    Fair Value: $1553.73
    Strongly undervalued
    Undervalued
    Fairly valued
    Overvalued
    Strongly overvalued

    Reverse DCF — Market-Implied Growth

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    ADBE

    What growth rate is the market pricing in at $251?

    +3.0%
    Market-Implied Owner Earnings Growth
    Standard FCF implies -0.7%

    The market implies +3.0% Owner Earnings growth, below historical trends — potential opportunity.

    Standard FCF implies a more demanding -0.7%, reflecting heavy growth investment expected to generate future returns.

    REGN

    What growth rate is the market pricing in at $701?

    +3.8%
    Market-Implied Owner Earnings Growth
    Standard FCF implies +8.1%

    The market implies +3.8% Owner Earnings growth, roughly in line with history — reasonably priced.

    Standard FCF implies +8.1%, reflecting ongoing growth investment.

    Economic Moat Score

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    ADBE
    100/100
    Wide Moat
    70+ Wide · 40-69 Narrow · <40 None

    Wide moat with strength across all dimensions. ROIC Consistency is the standout factor.

    Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
    REGN
    68/100
    Narrow Moat
    70+ Wide · 40-69 Narrow · <40 None

    Narrow moat with revenue predictability as the key competitive advantage. Improving roic consistency would strengthen the moat.

    Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 5 years of fundamental data.

    Forensic Accounting

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    ADBE
    -2.85
    Unlikely Manipulator
    Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

    M-Score Trend

    Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
    REGN
    -2.51
    Unlikely Manipulator
    Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

    M-Score Trend

    Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

    Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

    Ownership Breakdown

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    ADBE
    Insiders 0.3%Institutions 87.7%Retail & Other 12.0%
    No. of Institutional Holders3,316
    High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
    REGN
    Insiders 2.0%Institutions 91.8%Retail & Other 6.2%
    No. of Institutional Holders1,969
    High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.

    High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.

    Insider Buying Activity

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    ADBE
    0
    Buys (3M)
    0
    Buys (12M)
    DURN DANIEL J
    Chief Financial Officer
    $507,758
    @ $390.58 · 2025-03-20
    RICKS DAVID A
    Director
    $998,946
    @ $443.98 · 2025-01-28
    Open market purchases · includes direct & indirect ownership · excludes option exercises
    REGN
    0
    Buys (3M)
    0
    Buys (12M)
    No open market insider purchases found.
    Open market purchases · includes direct & indirect ownership · excludes option exercises

    Open market purchases · includes direct & indirect ownership · excludes option exercises.

    Insider Selling Activity

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    ADBE
    1
    Sells (3M)
    3
    Sells (12M)
    Total value (12M): $867,022
    DURN DANIEL J
    Chief Financial Officer
    $331,355
    @ $248.02 · 2026-04-20
    DURN DANIEL J
    Chief Financial Officer
    $485,323
    @ $294.85 · 2026-01-27
    FORUSZ JILLIAN
    Officer
    $50,344
    @ $337.88 · 2025-10-31
    FORUSZ JILLIAN
    Officer
    $175,828
    @ $380.58 · 2025-05-02
    FORUSZ JILLIAN
    Officer
    $145,567
    @ $435.83 · 2025-01-28
    BELSKY SCOTT K
    Officer
    $2.05M
    @ $431.61 · 2025-01-27
    BANSE AMY L
    Director
    $333,300
    @ $550.00 · 2024-12-06
    FORUSZ JILLIAN
    Officer
    $327,987
    @ $485.19 · 2024-10-29
    BELSKY SCOTT K
    Officer
    $232,525
    @ $483.42 · 2024-10-25
    BELSKY SCOTT K
    Officer
    $1.14M
    @ $511.48 · 2024-10-16
    DURN DANIEL J
    Chief Financial Officer
    $3.35M
    @ $515.44 · 2024-09-17
    GARFIELD MARK S.
    Officer
    $52,089
    @ $537.00 · 2024-07-25
    BELSKY SCOTT K
    Officer
    $258,297
    @ $537.00 · 2024-07-25
    GARFIELD MARK S.
    Officer
    $85,255
    @ $564.60 · 2024-07-16
    BELSKY SCOTT K
    Officer
    $1.25M
    @ $561.60 · 2024-07-16
    Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
    REGN
    5
    Sells (3M)
    9
    Sells (12M)
    Total value (12M): $9.40M
    RYAN ARTHUR F
    Director
    $77,727
    @ $777.27 · 2026-04-01
    RYAN ARTHUR F
    Director
    $78,550
    @ $785.50 · 2026-03-02
    ZOGHBI HUDA Y
    Director
    $1.28M
    @ $781.33 · 2026-02-19
    PITOFSKY JASON
    Officer
    $1.59M
    @ $778.52 · 2026-02-09
    RYAN ARTHUR F
    Director
    $77,853
    @ $778.53 · 2026-02-09
    BASSLER BONNIE L
    Director
    $1.20M
    @ $800.00 · 2026-01-07
    BASSLER BONNIE L
    Director
    $570,000
    @ $750.00 · 2025-11-20
    PITOFSKY JASON
    Officer
    $280,766
    @ $651.43 · 2025-11-07
    POON CHRISTINE A
    Director
    $4.25M
    @ $654.27 · 2025-10-29
    MCCOURT MARION E
    Officer
    $844,610
    @ $844.61 · 2024-11-01
    MCCOURT MARION E
    Officer
    $1.05M
    @ $1054.06 · 2024-10-01
    RYAN ARTHUR F
    Director
    $104,878
    @ $1048.78 · 2024-10-01
    MCCOURT MARION E
    Officer
    $1.18M
    @ $1178.73 · 2024-09-03
    RYAN ARTHUR F
    Director
    $117,868
    @ $1178.68 · 2024-09-03
    BASSLER BONNIE L
    Director
    $884,520
    @ $1170.00 · 2024-08-15
    POON CHRISTINE A
    Director
    $12.55M
    @ $1158.17 · 2024-08-15
    MURPHY ANDREW J
    Officer
    $7.34M
    @ $1153.15 · 2024-08-14
    STAHL NEIL E
    Officer
    $5.64M
    @ $1084.54 · 2024-08-08
    PITOFSKY JASON
    Officer
    $521,090
    @ $1070.00 · 2024-08-07
    BASSLER BONNIE L
    Director
    $842,940
    @ $1115.00 · 2024-08-02
    MCCOURT MARION E
    Officer
    $1.21M
    @ $1060.86 · 2024-08-01
    RYAN ARTHUR F
    Director
    $107,467
    @ $1085.53 · 2024-08-01
    RYAN ARTHUR F
    Director
    $1,100
    @ $1100.00 · 2024-08-01
    LAROSA JOSEPH J
    General Counsel
    $2.03M
    @ $1088.95 · 2024-07-11
    MCCOURT MARION E
    Officer
    $1.19M
    @ $1047.11 · 2024-07-01
    RYAN ARTHUR F
    Director
    $105,924
    @ $1059.24 · 2024-07-01
    BASSLER BONNIE L
    Director
    $802,872
    @ $1062.00 · 2024-06-24
    BROWN MICHAEL S
    Director
    $1.60M
    @ $1040.00 · 2024-06-14
    BASSLER BONNIE L
    Director
    $836,097
    @ $1011.00 · 2024-06-05
    MCCOURT MARION E
    Officer
    $1.12M
    @ $980.16 · 2024-06-03
    RYAN ARTHUR F
    Director
    $99,450
    @ $994.50 · 2024-06-03
    BROWN MICHAEL S
    Director
    $1.14M
    @ $974.86 · 2024-05-28
    LAROSA JOSEPH J
    General Counsel
    $1.86M
    @ $994.90 · 2024-05-21
    SCHLEIFER LEONARD S
    Chief Executive Officer
    $22.36M
    @ $979.23 · 2024-05-17
    YANCOPOULOS GEORGE D
    President
    $48.64M
    @ $972.73 · 2024-05-16
    SCHLEIFER LEONARD S
    Chief Executive Officer
    $35.21M
    @ $979.58 · 2024-05-15
    YANCOPOULOS GEORGE D
    President
    $48.79M
    @ $975.87 · 2024-05-15
    Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives

    Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.

    🎭 Mr. Market's Mood

    Learn more →
    ADBE
    FearGreed
    😨Fear(37/100)

    "Market is pessimistic — investigate whether fears are temporary or structural"

    Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
    REGN
    FearGreed
    😐Neutral(47/100)

    "Market is pricing this stock without strong emotion in either direction"

    Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

    Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

    ⚖️ Buffett Signal

    Learn more →
    ADBE
    ⚪Awaiting DCF Data

    The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

    DCF Margin of Safety: N/AMr. Market's Mood: Fear (37)
    REGN
    ⚪Awaiting DCF Data

    The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

    DCF Margin of Safety: N/AMr. Market's Mood: Neutral (47)
    View ADBE Full AnalysisView REGN Full Analysis
    ADBE vs REGN: Which Is the Better Buy? | SafetyMargin.io