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Compare Stocks › ADBE vs INTU

Adobe Inc. (ADBE) vs Intuit Inc. (INTU)

ADBE
Adobe Inc.
$245.99
VS
INTU
Intuit Inc.
$455.24

Rewards

ADBE
  • ★Adobe Inc. has maintained ROIC above 15% for 4 consecutive years, indicating a durable competitive advantage.
  • ★Gross margin of 89.4% indicates strong pricing power — typical of businesses with significant intellectual property or brand strength.
  • ★Adobe Inc. scores 100/100 on the Economic Moat Score (Wide Moat), with roic consistency as the strongest competitive dimension.
INTU
  • ★Gross margin of 80.9% indicates strong pricing power — typical of businesses with significant intellectual property or brand strength.
  • ★Intuit Inc. scores 79/100 on the Economic Moat Score (Wide Moat), with revenue predictability as the strongest competitive dimension.
  • ★Free cash flow has grown at a 18.5% CAGR over the past 4 years, demonstrating strong earnings power growth.

Risks

ADBE
    INTU
    • ⚠24 insider sales with no purchases over the past 12 months — a persistent pattern of insider selling.

    Key Valuation Metrics

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    ADBE
    INTU
    Valuation
    $9.29B
    Free Cash Flow
    $5.30B
    9.20%
    FCF Yield
    4.18%
    14.33
    Trailing P/E
    29.62
    9.33
    Forward P/E
    17.19
    Quality & Moat
    40.36%
    ROIC
    N/A
    62.36%
    ROE
    N/A
    89.40%
    Gross Margin
    80.90%
    1.29
    PEG Ratio
    N/A
    Balance Sheet Safety
    0.58
    Debt / Equity
    N/A
    N/A
    Interest Coverage
    No debt
    -0.02
    Net Debt / EBITDA
    0.00
    N/A
    Dividend Yield
    1.04%
    ADBE: 6INTU: 0
    ADBEINTU

    Historical Fundamentals

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    ADBE

    Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

    INTU

    Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

    Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

    $1 Retained Earnings Test

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    ADBE
    $-0.60
    created per $1 retained over 3 years
    Market Cap Declined
    Σ Retained
    $18.12B
    Δ Market Cap
    $-10.93B
    Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
    > $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
    INTU
    $12.31
    created per $1 retained over 3 years
    Exceptional Value Creator
    Σ Retained
    $6.10B
    Δ Market Cap
    +$75.17B
    Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
    > $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

    Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
    > $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

    Discounted Cash Flow (DCF) Analysis

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    ADBE
    48.4% Margin of Safety
    Price is 48.4% below estimated fair value
    Current Price: $245.99
    Fair Value: $477.11
    Strongly undervalued
    Undervalued
    Fairly valued
    Overvalued
    Strongly overvalued
    INTU
    5.8% Overvalued
    Price is 5.8% above estimated fair value
    Current Price: $455.24
    Fair Value: $430.46
    Strongly undervalued
    Undervalued
    Fairly valued
    Overvalued
    Strongly overvalued

    Reverse DCF — Market-Implied Growth

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    ADBE

    What growth rate is the market pricing in at $246?

    +3.0%
    Market-Implied Owner Earnings Growth
    Standard FCF implies -0.7%

    The market implies +3.0% Owner Earnings growth, below historical trends — potential opportunity.

    Standard FCF implies a more demanding -0.7%, reflecting heavy growth investment expected to generate future returns.

    INTU

    What growth rate is the market pricing in at $455?

    +14.4%
    Market-Implied Owner Earnings Growth
    Standard FCF implies +10.1%

    The market implies +14.4% Owner Earnings growth, below historical trends — potential opportunity.

    Standard FCF implies a more demanding +10.1%, reflecting heavy growth investment expected to generate future returns.

    Economic Moat Score

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    ADBE
    100/100
    Wide Moat
    70+ Wide · 40-69 Narrow · <40 None

    Wide moat with strength across all dimensions. ROIC Consistency is the standout factor.

    Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
    INTU
    79/100
    Wide Moat
    70+ Wide · 40-69 Narrow · <40 None

    Wide moat driven primarily by revenue predictability. ROIC Consistency is the area most vulnerable to competitive pressure.

    Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.

    Forensic Accounting

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    ADBE
    -2.85
    Unlikely Manipulator
    Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

    M-Score Trend

    Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
    INTU
    -2.65
    Unlikely Manipulator
    Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

    M-Score Trend

    Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

    Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

    Ownership Breakdown

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    ADBE
    Insiders 0.2%Institutions 87.8%Retail & Other 11.9%
    No. of Institutional Holders3,534
    High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
    INTU
    Insiders 2.4%Institutions 90.6%Retail & Other 7.1%
    No. of Institutional Holders3,066
    High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.

    High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.

    Insider Buying Activity

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    ADBE
    0
    Buys (3M)
    0
    Buys (12M)
    DURN DANIEL J
    Chief Financial Officer
    $507,758
    @ $390.58 · 2025-03-20
    RICKS DAVID A
    Director
    $998,946
    @ $443.98 · 2025-01-28
    Open market purchases · includes direct & indirect ownership · excludes option exercises
    INTU
    0
    Buys (3M)
    0
    Buys (12M)
    No open market insider purchases found.
    Open market purchases · includes direct & indirect ownership · excludes option exercises

    Open market purchases · includes direct & indirect ownership · excludes option exercises.

    Insider Selling Activity

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    ADBE
    1
    Sells (3M)
    3
    Sells (12M)
    Total value (12M): $711,495
    DURN DANIEL J
    Chief Financial Officer
    $485,323
    @ $294.85 · 2026-01-27
    FORUSZ JILLIAN
    Officer
    $50,344
    @ $337.88 · 2025-10-31
    FORUSZ JILLIAN
    Officer
    $175,828
    @ $380.58 · 2025-05-02
    FORUSZ JILLIAN
    Officer
    $145,567
    @ $435.83 · 2025-01-28
    BELSKY SCOTT K
    Officer
    $2.05M
    @ $431.61 · 2025-01-27
    BANSE AMY L
    Director
    $333,300
    @ $550.00 · 2024-12-06
    FORUSZ JILLIAN
    Officer
    $327,987
    @ $485.19 · 2024-10-29
    BELSKY SCOTT K
    Officer
    $232,525
    @ $483.42 · 2024-10-25
    BELSKY SCOTT K
    Officer
    $1.14M
    @ $511.48 · 2024-10-16
    DURN DANIEL J
    Chief Financial Officer
    $3.35M
    @ $515.44 · 2024-09-17
    GARFIELD MARK S.
    Officer
    $52,089
    @ $537.00 · 2024-07-25
    BELSKY SCOTT K
    Officer
    $258,297
    @ $537.00 · 2024-07-25
    GARFIELD MARK S.
    Officer
    $85,255
    @ $564.60 · 2024-07-16
    BELSKY SCOTT K
    Officer
    $1.25M
    @ $561.60 · 2024-07-16
    RAO DANA J.D.
    General Counsel
    $3.56M
    @ $525.51 · 2024-06-17
    GARFIELD MARK S.
    Officer
    $138,735
    @ $525.51 · 2024-06-17
    GARFIELD MARK S.
    Officer
    $265,644
    @ $447.97 · 2024-06-03
    GARFIELD MARK S.
    Officer
    $389,630
    @ $490.10 · 2024-05-06
    BELSKY SCOTT K
    Officer
    $1.29M
    @ $474.30 · 2024-05-02
    GARFIELD MARK S.
    Officer
    $45,436
    @ $468.41 · 2024-04-25
    Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
    INTU
    2
    Sells (3M)
    24
    Sells (12M)
    Total value (12M): $121.78M
    DALZELL RICHARD L
    Director
    $457,046
    @ $457.50 · 2026-03-12
    AUJLA SANDEEP S
    Chief Financial Officer
    $840,097
    @ $629.76 · 2026-01-05
    AUJLA SANDEEP S
    Chief Financial Officer
    $741,172
    @ $675.02 · 2025-12-19
    DALZELL RICHARD L
    Director
    $219,763
    @ $659.95 · 2025-12-11
    DALZELL RICHARD L
    Director
    $435,354
    @ $653.68 · 2025-12-10
    AUJLA SANDEEP S
    Chief Financial Officer
    $792,160
    @ $677.06 · 2025-10-03
    DALZELL RICHARD L
    Director
    $665,951
    @ $666.62 · 2025-09-11
    AUJLA SANDEEP S
    Chief Financial Officer
    $27,930
    @ $665.00 · 2025-08-25
    DALZELL RICHARD L
    Director
    $255,887
    @ $768.43 · 2025-07-10
    DALZELL RICHARD L
    Director
    $521,891
    @ $783.62 · 2025-07-09
    BALAZS ALEX G
    Chief Technology Officer
    $689,400
    @ $782.52 · 2025-07-08
    AUJLA SANDEEP S
    Chief Financial Officer
    $2.03M
    @ $782.22 · 2025-07-03
    NOTARAINNI MARK PHILLIP
    Officer
    $887,583
    @ $774.51 · 2025-07-02
    AUJLA SANDEEP S
    Chief Financial Officer
    $1.25M
    @ $773.90 · 2025-07-02
    HOTZ LAUREN DALE
    Officer
    $1.36M
    @ $784.24 · 2025-06-27
    BALAZS ALEX G
    Chief Technology Officer
    $1.12M
    @ $771.24 · 2025-06-05
    TESSEL MARIANNA
    Officer
    $26.12M
    @ $760.84 · 2025-06-03
    FENNELL LAURA A
    Officer
    $19.29M
    @ $752.25 · 2025-05-29
    FENNELL LAURA A
    Officer
    $30.46M
    @ $738.61 · 2025-05-28
    NOTARAINNI MARK PHILLIP
    Officer
    $340,143
    @ $725.25 · 2025-05-27
    AUJLA SANDEEP S
    Chief Financial Officer
    $11.66M
    @ $726.15 · 2025-05-27
    MCLEAN KERRY JEAN
    General Counsel
    $12.18M
    @ $729.16 · 2025-05-27
    FENNELL LAURA A
    Officer
    $5.00M
    @ $612.45 · 2025-03-24
    TESSEL MARIANNA
    Officer
    $4.43M
    @ $600.13 · 2025-03-21
    BURTON EVE B
    Director
    $1.02M
    @ $600.00 · 2025-03-20
    HOTZ LAUREN DALE
    Officer
    $667,838
    @ $619.52 · 2025-01-10
    AUJLA SANDEEP S
    Chief Financial Officer
    $814,350
    @ $626.42 · 2025-01-08
    FENNELL LAURA A
    Officer
    $2.94M
    @ $613.70 · 2025-01-07
    NOTARAINNI MARK PHILLIP
    Officer
    $228,121
    @ $630.17 · 2025-01-03
    AUJLA SANDEEP S
    Chief Financial Officer
    $68,506
    @ $628.50 · 2025-01-03
    BALAZS ALEX G
    Chief Technology Officer
    $15.86M
    @ $665.98 · 2024-12-12
    FENNELL LAURA A
    Officer
    $5.06M
    @ $657.64 · 2024-12-10
    MCLEAN KERRY JEAN
    General Counsel
    $11.16M
    @ $650.78 · 2024-12-09
    NOTARAINNI MARK PHILLIP
    Officer
    $6.21M
    @ $646.47 · 2024-12-05
    NOTARAINNI MARK PHILLIP
    Officer
    $2.36M
    @ $646.83 · 2024-12-05
    AUJLA SANDEEP S
    Chief Financial Officer
    $2.47M
    @ $617.42 · 2024-10-10
    AUJLA SANDEEP S
    Chief Financial Officer
    $466,015
    @ $601.31 · 2024-10-03
    Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives

    Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.

    🎭 Mr. Market's Mood

    Learn more →
    ADBE
    FearGreed
    😨Fear(27/100)

    "Market is pessimistic — investigate whether fears are temporary or structural"

    Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
    INTU
    FearGreed
    😐Neutral(41/100)

    "Market is pricing this stock without strong emotion in either direction"

    Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

    Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

    ⚖️ Buffett Signal

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    ADBE
    ⚪Awaiting DCF Data

    The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

    DCF Margin of Safety: N/AMr. Market's Mood: Fear (27)
    INTU
    ⚪Awaiting DCF Data

    The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

    DCF Margin of Safety: N/AMr. Market's Mood: Neutral (41)
    View ADBE Full AnalysisView INTU Full Analysis