Compare Stocks › AAPL vs TMUS
Apple Inc. (AAPL) vs T-Mobile US, Inc. (TMUS)
AAPL
Apple Inc.
$248.96
VS
TMUS
T-Mobile US, Inc.
$206.59
Rewards
AAPL
- ★Apple Inc. has maintained ROIC above 15% for 4 consecutive years, indicating a durable competitive advantage.
- ★Apple Inc. scores 96/100 on the Economic Moat Score (Wide Moat), with roic consistency as the strongest competitive dimension.
- ★Return on equity has consistently exceeded 20% over 4 years, indicating efficient use of shareholder capital.
TMUS
- ★Gross margin of 63.2% indicates strong pricing power — typical of businesses with significant intellectual property or brand strength.
- ★Share count has been reduced by 10% over the past 4 years through buybacks, increasing each share's claim on earnings.
- ★Each dollar of retained earnings has created $2.31 of market value — management is an exceptional capital allocator.
Risks
AAPL
- ⚠FCF yield of 2.9% is below 3%, meaning the market is pricing in substantial future growth to justify the current price.
- ⚠12 insider sales with no purchases over the past 12 months — a persistent pattern of insider selling.
TMUS
- ⚠FCF yield of 6.7% suggests reasonable valuation assuming continued moderate growth.
- ⚠High leverage (2.09x debt/equity) combined with thin interest coverage (-1.0x) poses financial risk.
- ⚠Altman Z-Score of 1.66 places the company in the distress zone — financial patterns resemble those of companies that experienced bankruptcy.
Key Valuation Metrics
Learn more →AAPL
TMUS
Valuation
$106.31B
Free Cash Flow
$15.43B
2.91%
FCF Yield
6.68%
31.55
Trailing P/E
21.28
26.71
Forward P/E
14.70
Quality & Moat
68.12%
ROIC
7.01%
127.01%
ROE
18.57%
47.33%
Gross Margin
63.17%
1.72
PEG Ratio
N/A
Balance Sheet Safety
1.03
Debt / Equity
2.09
N/A
Interest Coverage
N/A
0.15
Net Debt / EBITDA
3.60
0.42%
Dividend Yield
1.97%
AAPL: 5Ties: 1TMUS: 5
AAPLTMUS
Historical Fundamentals
Learn more →AAPL
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
TMUS
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
$1 Retained Earnings Test
Learn more →AAPL
$7.57
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$257.06B
Δ Market Cap
+$1.94T
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
TMUS
$2.31
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$22.48B
Δ Market Cap
+$52.00B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Discounted Cash Flow (DCF) Analysis
Learn more →AAPL
38.3% Overvalued
Price is 38.3% above estimated fair value
Current Price: $248.96
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Fair Value: $179.99
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
TMUS
53.4% Margin of Safety
Price is 53.4% below estimated fair value
Current Price: $206.59
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Fair Value: $443.78
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Reverse DCF — Market-Implied Growth
Learn more →AAPL
What growth rate is the market pricing in at $249?
+14.5%
Market-Implied Owner Earnings Growth
Standard FCF implies +15.2%
The market implies +14.5% Owner Earnings growth, above historical trends.
Standard FCF implies a demanding +15.2%, reflecting heavy growth investment.
TMUS
What growth rate is the market pricing in at $207?
+14.0%
Market-Implied Owner Earnings Growth
Standard FCF implies +9.4%
The market implies +14.0% Owner Earnings growth, below historical trends — potential opportunity.
Standard FCF implies a more demanding +9.4%, reflecting heavy growth investment expected to generate future returns.
Economic Moat Score
Learn more →AAPL
96/100
Wide Moat
70+ Wide · 40-69 Narrow · <40 None
Wide moat with strength across all dimensions. ROIC Consistency is the standout factor.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 5 years of fundamental data.
TMUS
45/100
Narrow Moat
70+ Wide · 40-69 Narrow · <40 None
Narrow moat with revenue predictability as the key competitive advantage. Improving roic consistency would strengthen the moat.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
Forensic Accounting
Learn more →AAPL
-2.29
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
TMUS
-2.73
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Ownership Breakdown
Learn more →AAPL
Insiders 1.6%Institutions 65.3%Retail & Other 33.1%
No. of Institutional Holders7,544
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
TMUS
Insiders 55.8%Institutions 42.6%Retail & Other 1.6%
No. of Institutional Holders2,324
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.
Insider Buying Activity
Learn more →AAPL
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises
TMUS
0
Buys (3M)
1
Buys (12M)
Total value (12M): $1.98M
GOPALAN SRINI
Chief Executive Officer
$1.98M
@ $201.82 · 2025-11-06
NELSON MARK WOLFE
General Counsel
$12,446
@ $188.58 · 2024-12-12
ALMEIDA ANDRE
Director
$897,528
@ $235.76 · 2024-12-09
Open market purchases · includes direct & indirect ownership · excludes option exercises
Open market purchases · includes direct & indirect ownership · excludes option exercises.
Insider Selling Activity
Learn more →AAPL
0
Sells (3M)
12
Sells (12M)
Total value (12M): $129.96M
KONDO CHRISTOPHER
Officer
$1.02M
@ $271.23 · 2025-11-07
PAREKH KEVAN
Chief Financial Officer
$1.04M
@ $247.39 · 2025-10-16
O'BRIEN DEIRDRE
Officer
$11.07M
@ $257.39 · 2025-10-02
COOK TIMOTHY D
Chief Executive Officer
$33.38M
@ $256.81 · 2025-10-02
ADAMS KATHERINE L
General Counsel
$12.10M
@ $256.79 · 2025-10-02
LEVINSON ARTHUR D
Director
$20.89M
@ $232.07 · 2025-08-28
O'BRIEN DEIRDRE
Officer
$7.77M
@ $223.20 · 2025-08-08
KONDO CHRISTOPHER
Officer
$933,955
@ $208.19 · 2025-05-12
PAREKH KEVAN
Chief Financial Officer
$941,420
@ $206.00 · 2025-04-23
WILLIAMS JEFFREY E
Chief Operating Officer
$7.95M
@ $224.01 · 2025-04-02
COOK TIMOTHY D
Chief Executive Officer
$24.18M
@ $223.65 · 2025-04-02
ADAMS KATHERINE L
General Counsel
$8.68M
@ $223.67 · 2025-04-02
LEVINSON ARTHUR D
Director
$343,147
@ $226.35 · 2025-02-03
LEVINSON ARTHUR D
Director
$45.46M
@ $227.32 · 2024-11-19
KONDO CHRISTOPHER
Officer
$945,233
@ $228.87 · 2024-11-18
MAESTRI LUCA
Chief Financial Officer
$13.43M
@ $226.52 · 2024-10-04
O'BRIEN DEIRDRE
Officer
$13.84M
@ $226.87 · 2024-10-02
WILLIAMS JEFFREY E
Chief Operating Officer
$13.55M
@ $226.86 · 2024-10-02
COOK TIMOTHY D
Chief Executive Officer
$50.28M
@ $224.46 · 2024-10-02
ADAMS KATHERINE L
General Counsel
$13.80M
@ $226.20 · 2024-10-02
KONDO CHRISTOPHER
Officer
$1.96M
@ $225.00 · 2024-08-15
KONDO CHRISTOPHER
Officer
$1.12M
@ $216.50 · 2024-08-09
ADAMS KATHERINE L
General Counsel
$20.64M
@ $206.44 · 2024-08-05
LEVINSON ARTHUR D
Director
$14.37M
@ $191.58 · 2024-05-30
KONDO CHRISTOPHER
Officer
$951,785
@ $190.40 · 2024-05-15
MAESTRI LUCA
Chief Financial Officer
$9.26M
@ $174.12 · 2024-04-11
O'BRIEN DEIRDRE
Officer
$9.24M
@ $168.91 · 2024-04-02
COOK TIMOTHY D
Chief Executive Officer
$33.26M
@ $169.33 · 2024-04-02
ADAMS KATHERINE L
General Counsel
$9.24M
@ $168.90 · 2024-04-02
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
TMUS
6
Sells (3M)
17
Sells (12M)
Total value (12M): $150.01M
DATAR SRIKANT MADHAV
Director
$727,640
@ $221.10 · 2026-03-04
NELSON MARK WOLFE
General Counsel
$517,968
@ $222.40 · 2026-02-24
SIEVERT G MICHAEL
Director
$3.30M
@ $220.20 · 2026-02-24
SIEVERT G MICHAEL
Director
$17.20M
@ $214.94 · 2026-02-19
OSVALDIK PETER
Chief Financial Officer
$5.80M
@ $214.86 · 2026-02-18
NELSON MARK WOLFE
General Counsel
$3.64M
@ $220.38 · 2026-02-18
LONG LETITIA A
Director
$306,436
@ $210.32 · 2025-12-05
SIEVERT G MICHAEL
Director
$9.70M
@ $215.61 · 2025-11-18
KATZ MICHAEL J
Officer
$539,775
@ $215.91 · 2025-11-17
DEUTSCHE TELEKOM AG
Beneficial Owner of more than 10% of a Class of Security
$30.82M
@ $239.15 · 2025-09-16
SIEVERT G MICHAEL
Chief Executive Officer
$11.54M
@ $256.38 · 2025-08-19
KATZ MICHAEL J
Officer
$627,800
@ $251.12 · 2025-08-15
FIELD CALLIE R
Officer
$2.96M
@ $240.80 · 2025-07-29
FREIER JON
Officer
$1.75M
@ $250.00 · 2025-07-24
DEUTSCHE TELEKOM AG
Director and Beneficial Owner of more than 10% of a Class of Security
$49.07M
@ $234.19 · 2025-06-30
SIEVERT G MICHAEL
Chief Executive Officer
$10.92M
@ $242.69 · 2025-05-20
KATZ MICHAEL J
Officer
$592,800
@ $237.12 · 2025-05-15
DATAR SRIKANT MADHAV
Director
$191,990
@ $263.00 · 2025-03-05
OSVALDIK PETER
Chief Financial Officer
$6.58M
@ $263.23 · 2025-02-27
SIEVERT G MICHAEL
Chief Executive Officer
$12.01M
@ $266.82 · 2025-02-26
EWALDSSON ULF
Officer
$5.16M
@ $265.63 · 2025-02-21
NELSON MARK WOLFE
General Counsel
$7.91M
@ $262.66 · 2025-02-20
FIELD CALLIE R
Officer
$2.72M
@ $262.70 · 2025-02-19
BAZZANO DARA A
Officer
$525,400
@ $262.70 · 2025-02-19
FIELD CALLIE R
Officer
$2.49M
@ $270.00 · 2025-02-18
KATZ MICHAEL J
Officer
$675,000
@ $270.00 · 2025-02-18
BAZZANO DARA A
Officer
$1.05M
@ $269.10 · 2025-02-18
NELSON MARK WOLFE
General Counsel
$2.76M
@ $270.00 · 2025-02-18
TAYLOR TERESA A
Director
$1.89M
@ $235.65 · 2025-02-03
LONG LETITIA A
Director
$254,188
@ $231.08 · 2024-12-13
SIEVERT G MICHAEL
Chief Executive Officer
$9.57M
@ $239.22 · 2024-11-14
SIEVERT G MICHAEL
Chief Executive Officer
$9.51M
@ $237.78 · 2024-11-12
OSVALDIK PETER
Chief Financial Officer
$4.67M
@ $233.55 · 2024-10-25
NELSON MARK WOLFE
General Counsel
$9.25M
@ $216.26 · 2024-10-16
KATZ MICHAEL J
Officer
$615,900
@ $205.30 · 2024-10-01
CANO NESTOR
Officer
$1.68M
@ $197.21 · 2024-08-19
SIEVERT G MICHAEL
Chief Executive Officer
$7.79M
@ $194.81 · 2024-08-13
KING DEEANNE
Officer
$2.93M
@ $190.00 · 2024-08-08
FREIER JON
Officer
$1.82M
@ $181.87 · 2024-08-01
KATZ MICHAEL J
Officer
$532,770
@ $177.59 · 2024-07-01
DEUTSCHE TELEKOM AG
Beneficial Owner of more than 10% of a Class of Security
$70.71M
@ $176.60 · 2024-06-28
DEUTSCHE TELEKOM AG
Director and Beneficial Owner of more than 10% of a Class of Security
$23.58M
@ $176.69 · 2024-06-20
DEUTSCHE TELEKOM AG
Director and Beneficial Owner of more than 10% of a Class of Security
$71.18M
@ $176.67 · 2024-06-18
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.
🎭 Mr. Market's Mood
Learn more →AAPL
😐Neutral(52/100)
"Market is pricing this stock without strong emotion in either direction"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
TMUS
😨Fear(40/100)
"Market is pessimistic — investigate whether fears are temporary or structural"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
⚖️ Buffett Signal
Learn more →AAPL
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Neutral (52)
TMUS
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Fear (40)