Compare Stocks › AAPL vs DAL
Apple Inc. (AAPL) vs Delta Air Lines, Inc. (DAL)
AAPL
Apple Inc.
$248.96
VS
DAL
Delta Air Lines, Inc.
$65.01
Rewards
AAPL
- ★Apple Inc. has maintained ROIC above 15% for 4 consecutive years, indicating a durable competitive advantage.
- ★Apple Inc. scores 96/100 on the Economic Moat Score (Wide Moat), with roic consistency as the strongest competitive dimension.
- ★Return on equity has consistently exceeded 20% over 4 years, indicating efficient use of shareholder capital.
DAL
- ★Return on equity has consistently exceeded 20% over 4 years, indicating efficient use of shareholder capital.
- ★Each dollar of retained earnings has created $1.99 of market value — management is creating shareholder value.
- ★Dividend yield of 1.15% with a consistent or growing payout over the past 3 years.
Risks
AAPL
- ⚠FCF yield of 2.9% is below 3%, meaning the market is pricing in substantial future growth to justify the current price.
- ⚠12 insider sales with no purchases over the past 12 months — a persistent pattern of insider selling.
DAL
- ⚠Gross margin of 20.5% is low, suggesting a competitive or commodity-like market with limited pricing power.
- ⚠Altman Z-Score of 1.45 places the company in the distress zone — financial patterns resemble those of companies that experienced bankruptcy.
- ⚠15 insider sales totaling $77.9M with no purchases in the past 3 months — insiders are reducing their exposure.
Key Valuation Metrics
Learn more →AAPL
DAL
Valuation
$106.31B
Free Cash Flow
$3.84B
2.91%
FCF Yield
9.05%
31.55
Trailing P/E
8.49
26.71
Forward P/E
7.94
Quality & Moat
68.12%
ROIC
10.59%
127.01%
ROE
24.00%
47.33%
Gross Margin
20.45%
1.72
PEG Ratio
0.19
Balance Sheet Safety
1.03
Debt / Equity
1.02
N/A
Interest Coverage
N/A
0.15
Net Debt / EBITDA
2.20
0.42%
Dividend Yield
1.15%
AAPL: 5Ties: 2DAL: 5
AAPLDAL
Historical Fundamentals
Learn more →AAPL
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
DAL
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
$1 Retained Earnings Test
Learn more →AAPL
$7.57
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$257.06B
Δ Market Cap
+$1.94T
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
DAL
$1.99
created per $1 retained over 3 years
Value Creator
Σ Retained
$12.18B
Δ Market Cap
+$24.26B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Discounted Cash Flow (DCF) Analysis
Learn more →AAPL
38.3% Overvalued
Price is 38.3% above estimated fair value
Current Price: $248.96
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Fair Value: $179.99
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
DAL
82.2% Margin of Safety
Price is 82.2% below estimated fair value
Current Price: $65.01
Strongly undervalued
Fairly valued
Strongly overvalued
Fair Value: $365.75
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Reverse DCF — Market-Implied Growth
Learn more →AAPL
What growth rate is the market pricing in at $249?
+14.5%
Market-Implied Owner Earnings Growth
Standard FCF implies +15.2%
The market implies +14.5% Owner Earnings growth, above historical trends.
Standard FCF implies a demanding +15.2%, reflecting heavy growth investment.
DAL
What growth rate is the market pricing in at $65?
+0.6%
Market-Implied Owner Earnings Growth
Standard FCF implies +4.2%
The market implies +0.6% Owner Earnings growth, below historical trends — potential opportunity.
Standard FCF implies a more demanding +4.2%, reflecting heavy growth investment expected to generate future returns.
Economic Moat Score
Learn more →AAPL
96/100
Wide Moat
70+ Wide · 40-69 Narrow · <40 None
Wide moat with strength across all dimensions. ROIC Consistency is the standout factor.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 5 years of fundamental data.
DAL
65/100
Narrow Moat
70+ Wide · 40-69 Narrow · <40 None
Narrow moat with revenue predictability as the key competitive advantage. Improving roic consistency would strengthen the moat.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 5 years of fundamental data.
Forensic Accounting
Learn more →AAPL
-2.29
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
DAL
-2.67
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Ownership Breakdown
Learn more →AAPL
Insiders 1.6%Institutions 65.3%Retail & Other 33.1%
No. of Institutional Holders7,544
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
DAL
Insiders 0.5%Institutions 86.5%Retail & Other 12.9%
No. of Institutional Holders1,715
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.
Insider Buying Activity
Learn more →AAPL
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises
DAL
0
Buys (3M)
0
Buys (12M)
CHIANG WILFRED CW
Director
$438,967
@ $43.90 · 2024-07-12
CHIANG WILFRED CW
Director
$494,955
@ $49.50 · 2024-05-01
Open market purchases · includes direct & indirect ownership · excludes option exercises
Open market purchases · includes direct & indirect ownership · excludes option exercises.
Insider Selling Activity
Learn more →AAPL
0
Sells (3M)
12
Sells (12M)
Total value (12M): $129.96M
KONDO CHRISTOPHER
Officer
$1.02M
@ $271.23 · 2025-11-07
PAREKH KEVAN
Chief Financial Officer
$1.04M
@ $247.39 · 2025-10-16
O'BRIEN DEIRDRE
Officer
$11.07M
@ $257.39 · 2025-10-02
COOK TIMOTHY D
Chief Executive Officer
$33.38M
@ $256.81 · 2025-10-02
ADAMS KATHERINE L
General Counsel
$12.10M
@ $256.79 · 2025-10-02
LEVINSON ARTHUR D
Director
$20.89M
@ $232.07 · 2025-08-28
O'BRIEN DEIRDRE
Officer
$7.77M
@ $223.20 · 2025-08-08
KONDO CHRISTOPHER
Officer
$933,955
@ $208.19 · 2025-05-12
PAREKH KEVAN
Chief Financial Officer
$941,420
@ $206.00 · 2025-04-23
WILLIAMS JEFFREY E
Chief Operating Officer
$7.95M
@ $224.01 · 2025-04-02
COOK TIMOTHY D
Chief Executive Officer
$24.18M
@ $223.65 · 2025-04-02
ADAMS KATHERINE L
General Counsel
$8.68M
@ $223.67 · 2025-04-02
LEVINSON ARTHUR D
Director
$343,147
@ $226.35 · 2025-02-03
LEVINSON ARTHUR D
Director
$45.46M
@ $227.32 · 2024-11-19
KONDO CHRISTOPHER
Officer
$945,233
@ $228.87 · 2024-11-18
MAESTRI LUCA
Chief Financial Officer
$13.43M
@ $226.52 · 2024-10-04
O'BRIEN DEIRDRE
Officer
$13.84M
@ $226.87 · 2024-10-02
WILLIAMS JEFFREY E
Chief Operating Officer
$13.55M
@ $226.86 · 2024-10-02
COOK TIMOTHY D
Chief Executive Officer
$50.28M
@ $224.46 · 2024-10-02
ADAMS KATHERINE L
General Counsel
$13.80M
@ $226.20 · 2024-10-02
KONDO CHRISTOPHER
Officer
$1.96M
@ $225.00 · 2024-08-15
KONDO CHRISTOPHER
Officer
$1.12M
@ $216.50 · 2024-08-09
ADAMS KATHERINE L
General Counsel
$20.64M
@ $206.44 · 2024-08-05
LEVINSON ARTHUR D
Director
$14.37M
@ $191.58 · 2024-05-30
KONDO CHRISTOPHER
Officer
$951,785
@ $190.40 · 2024-05-15
MAESTRI LUCA
Chief Financial Officer
$9.26M
@ $174.12 · 2024-04-11
O'BRIEN DEIRDRE
Officer
$9.24M
@ $168.91 · 2024-04-02
COOK TIMOTHY D
Chief Executive Officer
$33.26M
@ $169.33 · 2024-04-02
ADAMS KATHERINE L
General Counsel
$9.24M
@ $168.90 · 2024-04-02
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
DAL
15
Sells (3M)
23
Sells (12M)
Total value (12M): $87.44M
BASTIAN EDWARD H
Chief Executive Officer
$7.03M
@ $70.26 · 2026-02-26
HAUENSTEIN GLEN W
President
$31.37M
@ $73.47 · 2026-02-09
SEAR STEVEN M
Officer
$2.90M
@ $75.05 · 2026-02-09
BELLEMARE ALAIN
Officer
$2.65M
@ $75.20 · 2026-02-09
CARTER PETER W
Officer
$2.02M
@ $74.82 · 2026-02-06
HAUENSTEIN GLEN W
President
$963,896
@ $71.00 · 2026-02-05
SAMANT RAHUL D
Chief Technology Officer
$4.39M
@ $70.18 · 2026-02-05
CARROLL WILLIAM C
Officer
$406,329
@ $68.10 · 2026-02-02
SNELL ERIK STOREY
Officer
$2.80M
@ $71.01 · 2026-01-16
CARTER PETER W
Officer
$1.01M
@ $70.30 · 2026-01-15
BASTIAN EDWARD H
Chief Executive Officer
$12.30M
@ $71.00 · 2026-01-15
BELLEMARE ALAIN
Officer
$2.49M
@ $69.21 · 2026-01-15
HAUENSTEIN GLEN W
President
$1.40M
@ $70.00 · 2026-01-14
SEAR STEVEN M
Officer
$2.18M
@ $69.69 · 2026-01-14
SAMANT RAHUL D
Chief Technology Officer
$3.97M
@ $69.57 · 2026-01-14
LAUGHTER JOHN E.
Chief Operating Officer
$1.45M
@ $62.33 · 2025-10-21
CARROLL WILLIAM C
Officer
$858,070
@ $61.25 · 2025-10-15
HAUENSTEIN GLEN W
President
$613,070
@ $61.31 · 2025-08-27
HUERTA MICHAEL P
Director
$151,762
@ $60.70 · 2025-08-19
BASTIAN EDWARD H
Chief Executive Officer
$1.97M
@ $56.28 · 2025-07-23
CARTER PETER W
Officer
$1.00M
@ $57.19 · 2025-07-15
SEAR STEVEN M
Officer
$1.01M
@ $55.96 · 2025-07-15
BELLEMARE ALAIN
Officer
$2.52M
@ $55.56 · 2025-07-11
SAMANT RAHUL D
Officer
$2.47M
@ $64.89 · 2025-02-11
SAMANT RAHUL D
Chief Technology Officer
$1.24M
@ $69.08 · 2025-02-05
CARROLL WILLIAM C
Officer
$447,285
@ $65.94 · 2025-02-03
BASTIAN EDWARD H
Chief Executive Officer
$6.41M
@ $69.85 · 2025-01-22
CARROLL WILLIAM C
Officer
$554,534
@ $66.02 · 2025-01-17
SMITH JOANNE D
Officer
$1.53M
@ $64.00 · 2024-11-21
CARROLL WILLIAM C
Officer
$1.31M
@ $60.62 · 2024-11-08
SAMANT RAHUL D
Officer
$1.16M
@ $62.13 · 2024-11-07
HAUENSTEIN GLEN W
President
$2.50M
@ $62.56 · 2024-11-06
AUSBAND ALLISON C
Officer
$470,306
@ $62.62 · 2024-11-06
SEAR STEVEN M
Officer
$603,542
@ $58.72 · 2024-11-01
HAUENSTEIN GLEN W
President
$4.37M
@ $58.30 · 2024-10-31
SAMANT RAHUL D
Officer
$585,330
@ $58.53 · 2024-10-30
BASTIAN EDWARD H
Chief Executive Officer
$3.83M
@ $56.33 · 2024-10-28
SAMANT RAHUL D
Officer
$554,800
@ $55.48 · 2024-10-17
BELLEMARE ALAIN
Officer
$1.08M
@ $55.26 · 2024-10-17
CARTER PETER W
Officer
$1.01M
@ $55.78 · 2024-10-16
SMITH JOANNE D
Officer
$173,132
@ $50.46 · 2024-10-11
SMITH JOANNE D
Officer
$253,422
@ $52.30 · 2024-05-08
CARTER PETER W
Officer
$2.50M
@ $50.00 · 2024-04-29
SEAR STEVEN M
Officer
$757,028
@ $47.89 · 2024-04-24
BELLEMARE ALAIN
Officer
$1.18M
@ $48.86 · 2024-04-23
HAUENSTEIN GLEN W
President
$4.90M
@ $49.05 · 2024-04-22
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.
🎭 Mr. Market's Mood
Learn more →AAPL
😐Neutral(52/100)
"Market is pricing this stock without strong emotion in either direction"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
DAL
😐Neutral(52/100)
"Market is pricing this stock without strong emotion in either direction"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
⚖️ Buffett Signal
Learn more →AAPL
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Neutral (52)
DAL
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Neutral (52)