Compare Stocks › AAPL vs CVX
Apple Inc. (AAPL) vs Chevron Corporation (CVX)
AAPL
Apple Inc.
$280.25
VS
CVX
Chevron Corporation
$190.63
Rewards
AAPL
- ★Apple Inc. has maintained ROIC above 15% for 4 consecutive years, indicating a durable competitive advantage.
- ★Apple Inc. scores 96/100 on the Economic Moat Score (Wide Moat), with roic consistency as the strongest competitive dimension.
- ★Return on equity has consistently exceeded 20% over 4 years, indicating efficient use of shareholder capital.
CVX
Risks
AAPL
- ⚠FCF yield of 2.5% is below 3%, meaning the market is pricing in substantial future growth to justify the current price.
- ⚠Insiders have sold $24.6M worth of stock in the past 3 months — significant insider liquidation.
CVX
- ⚠ROIC has declined by 11.5 percentage points over the observed period, which may signal competitive erosion.
- ⚠Trailing P/E of 33.2x is 119% above the historical average of 15.2x — the stock trades at a premium to its own history.
- ⚠12 insider sales totaling $128.1M with no purchases in the past 3 months — insiders are reducing their exposure.
Key Valuation Metrics
Learn more →AAPL
CVX
Valuation
$101.09B
Free Cash Flow
N/A
2.46%
FCF Yield
N/A
33.93
Trailing P/E
33.21
29.30
Forward P/E
16.14
Quality & Moat
60.20%
ROIC
4.55%
105.18%
ROE
6.40%
47.86%
Gross Margin
42.42%
1.56
PEG Ratio
1.10
Balance Sheet Safety
0.80
Debt / Equity
0.24
N/A
Interest Coverage
N/A
0.10
Net Debt / EBITDA
1.07
0.39%
Dividend Yield
3.73%
AAPL: 4Ties: 2CVX: 4
AAPLCVX
Historical Fundamentals
Learn more →AAPL
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
CVX
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
$1 Retained Earnings Test
Learn more →AAPL
$7.57
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$257.06B
Δ Market Cap
+$1.94T
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
CVX
$-2.55
created per $1 retained over 3 years
Market Cap Declined
Σ Retained
$15.44B
Δ Market Cap
$-39.41B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Discounted Cash Flow (DCF) Analysis
Learn more →AAPL
58.6% Overvalued
Price is 58.6% above estimated fair value
Current Price: $280.25
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Fair Value: $176.66
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
CVX
156.8% Overvalued
Price is 156.8% above estimated fair value
Current Price: $190.63
Strongly undervalued
Strongly overvalued
Fair Value: $74.22
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Reverse DCF — Market-Implied Growth
Learn more →AAPL
What growth rate is the market pricing in at $280?
+16.0%
Market-Implied Owner Earnings Growth
Standard FCF implies +17.4%
The market implies +16.0% Owner Earnings growth, above historical trends.
Standard FCF implies a demanding +17.4%, reflecting heavy growth investment.
CVX
Requires positive FCF to compute implied growth rate.
Economic Moat Score
Learn more →AAPL
96/100
Wide Moat
70+ Wide · 40-69 Narrow · <40 None
Wide moat with strength across all dimensions. ROIC Consistency is the standout factor.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 5 years of fundamental data.
CVX
43/100
Narrow Moat
70+ Wide · 40-69 Narrow · <40 None
Narrow moat with revenue predictability as the key competitive advantage. Improving roic consistency would strengthen the moat.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
Forensic Accounting
Learn more →AAPL
-2.29
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
CVX
-3.12
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Ownership Breakdown
Learn more →AAPL
Insiders 1.6%Institutions 65.3%Retail & Other 33.0%
No. of Institutional Holders7,540
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
CVX
Insiders 7.0%Institutions 68.3%Retail & Other 24.6%
No. of Institutional Holders4,869
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.
Insider Buying Activity
Learn more →AAPL
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises
CVX
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises
Open market purchases · includes direct & indirect ownership · excludes option exercises.
Insider Selling Activity
Learn more →AAPL
3
Sells (3M)
11
Sells (12M)
Total value (12M): $112.79M
PAREKH KEVAN
Chief Financial Officer
$421,850
@ $275.00 · 2026-04-23
O'BRIEN DEIRDRE
Officer
$7.66M
@ $255.35 · 2026-04-02
COOK TIMOTHY D
Chief Executive Officer
$16.51M
@ $254.23 · 2026-04-02
KONDO CHRISTOPHER
Officer
$1.02M
@ $271.23 · 2025-11-07
PAREKH KEVAN
Chief Financial Officer
$1.04M
@ $247.39 · 2025-10-16
O'BRIEN DEIRDRE
Officer
$11.07M
@ $257.39 · 2025-10-02
ADAMS KATHERINE L
General Counsel
$12.10M
@ $256.79 · 2025-10-02
COOK TIMOTHY D
Chief Executive Officer
$33.38M
@ $256.81 · 2025-10-02
LEVINSON ARTHUR D
Director
$20.89M
@ $232.07 · 2025-08-28
O'BRIEN DEIRDRE
Officer
$7.77M
@ $223.20 · 2025-08-08
KONDO CHRISTOPHER
Officer
$933,955
@ $208.19 · 2025-05-12
PAREKH KEVAN
Chief Financial Officer
$941,420
@ $206.00 · 2025-04-23
COOK TIMOTHY D
Chief Executive Officer
$24.18M
@ $223.65 · 2025-04-02
ADAMS KATHERINE L
General Counsel
$8.68M
@ $223.67 · 2025-04-02
WILLIAMS JEFFREY E
Chief Operating Officer
$7.95M
@ $224.01 · 2025-04-02
LEVINSON ARTHUR D
Director
$343,147
@ $226.35 · 2025-02-03
LEVINSON ARTHUR D
Director
$45.46M
@ $227.32 · 2024-11-19
KONDO CHRISTOPHER
Officer
$945,233
@ $228.87 · 2024-11-18
MAESTRI LUCA
Chief Financial Officer
$13.43M
@ $226.52 · 2024-10-04
O'BRIEN DEIRDRE
Officer
$13.84M
@ $226.87 · 2024-10-02
ADAMS KATHERINE L
General Counsel
$13.80M
@ $226.20 · 2024-10-02
WILLIAMS JEFFREY E
Chief Operating Officer
$13.55M
@ $226.86 · 2024-10-02
COOK TIMOTHY D
Chief Executive Officer
$50.28M
@ $224.46 · 2024-10-02
KONDO CHRISTOPHER
Officer
$1.96M
@ $225.00 · 2024-08-15
KONDO CHRISTOPHER
Officer
$1.12M
@ $216.50 · 2024-08-09
ADAMS KATHERINE L
General Counsel
$20.64M
@ $206.44 · 2024-08-05
LEVINSON ARTHUR D
Director
$14.37M
@ $191.58 · 2024-05-30
KONDO CHRISTOPHER
Officer
$951,785
@ $190.40 · 2024-05-15
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
CVX
12
Sells (3M)
25
Sells (12M)
Total value (12M): $216.65M
PATE ROBERT HEWITT
Officer
$8.57M
@ $213.30 · 2026-03-30
PATE ROBERT HEWITT
Officer
$9.07M
@ $192.12 · 2026-03-06
BONNER EIMEAR P
Chief Financial Officer
$8.60M
@ $187.78 · 2026-03-02
WALZ ANDREW BENJAMIN
Officer
$2.19M
@ $188.58 · 2026-03-02
NELSON MARK A.
Officer
$26.23M
@ $187.92 · 2026-03-02
WIRTH MICHAEL K
Chief Executive Officer
$51.62M
@ $189.35 · 2026-03-02
PATE ROBERT HEWITT
Officer
$17.54M
@ $187.67 · 2026-03-02
GUSTAVSON JEFF B.
Officer
$1.24M
@ $186.04 · 2026-02-27
KNOWLES ALANA K.
Officer
$441,327
@ $183.28 · 2026-02-18
WALZ ANDREW BENJAMIN
Officer
$268,950
@ $183.83 · 2026-02-18
BOOTH THOMAS RYDER
Chief Technology Officer
$2.25M
@ $184.21 · 2026-02-13
WALZ ANDREW BENJAMIN
Officer
$122,144
@ $183.40 · 2026-02-12
BOOTH THOMAS RYDER
Chief Technology Officer
$1.07M
@ $178.43 · 2026-02-03
WALZ ANDREW BENJAMIN
Officer
$3.92M
@ $176.53 · 2026-02-03
NELSON MARK A.
Officer
$7.98M
@ $174.17 · 2026-02-02
BONNER EIMEAR P
Chief Financial Officer
$5.62M
@ $175.01 · 2026-01-30
PATE ROBERT HEWITT
Officer
$7.26M
@ $176.40 · 2026-01-30
KNOWLES ALANA K.
Officer
$544,000
@ $170.00 · 2026-01-28
BONNER EIMEAR P
Chief Financial Officer
$1.28M
@ $170.00 · 2026-01-28
KNOWLES ALANA K.
Officer
$537,600
@ $168.00 · 2026-01-14
KNOWLES ALANA K.
Officer
$1.31M
@ $165.05 · 2026-01-05
BONNER EIMEAR P
Chief Financial Officer
$4.68M
@ $165.05 · 2026-01-05
WIRTH MICHAEL K
Chief Executive Officer
$52.27M
@ $162.99 · 2026-01-05
GUSTAVSON JEFF B.
Officer
$1.40M
@ $150.27 · 2025-11-21
KNOWLES ALANA K.
Officer
$636,480
@ $160.00 · 2025-08-29
GUSTAVSON JEFF B.
Officer
$1.42M
@ $152.50 · 2025-02-07
WIRTH MICHAEL K
Chief Executive Officer
$26.36M
@ $160.13 · 2024-11-14
GUSTAVSON JEFF B.
Officer
$600,878
@ $160.23 · 2024-05-21
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.
🎭 Mr. Market's Mood
Learn more →AAPL
😏Greed(71/100)
"Market is optimistic — be cautious and ensure you have a margin of safety"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
CVX
😐Neutral(58/100)
"Market is pricing this stock without strong emotion in either direction"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
⚖️ Buffett Signal
Learn more →AAPL
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Greed (71)
CVX
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Neutral (58)