Compare StocksAAPL vs CRL

Apple Inc. (AAPL) vs Charles River Laboratories International, Inc. (CRL): Which Is the Better Buy in 2026?

As of 2026-06-19, AAPL is overvalued at $298, with a DCF intrinsic value of $182 and a margin of safety of -64%. CRL is overvalued at $185, with an intrinsic value of $0 and a margin of safety of -100%. Of the two, AAPL has the wider margin of safety.

AAPL
Apple Inc.
$298.01
VS
CRL
Charles River Laboratories International, Inc.
$185.00

Rewards

AAPL
  • Apple Inc. has maintained ROIC above 15% for 4 consecutive years, indicating a durable competitive advantage.
  • Apple Inc. scores 96/100 on the Economic Moat Score (Wide Moat), with roic consistency as the strongest competitive dimension.
  • Return on equity has consistently exceeded 20% over 4 years, indicating efficient use of shareholder capital.
CRL
  • Free cash flow has grown at a 20.7% CAGR over the past 4 years, demonstrating strong earnings power growth.
  • PEG ratio of 0.12 suggests the stock is undervalued relative to its growth rate — paying less than 1x for each unit of earnings growth.

Risks

AAPL
  • FCF yield of 2.3% is below 3%, meaning the market is pricing in substantial future growth to justify the current price.
  • PEG ratio of 2.42 indicates the stock is expensive relative to its expected growth — the market may be pricing in more growth than analysts project.
  • 6 insider sales totaling $111.7M with no purchases in the past 3 months — insiders are reducing their exposure.
CRL
  • FCF yield of 5.7% suggests reasonable valuation assuming continued moderate growth.

Key Valuation Metrics

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AAPL
CRL
Valuation
$101.09B
Free Cash Flow
$510.02M
2.31%
FCF Yield
5.72%
36.08
Trailing P/E
N/A
31.06
Forward P/E
15.03
Quality & Moat
60.20%
ROIC
8.37%
141.47%
ROE
-5.87%
47.86%
Gross Margin
34.46%
2.42
PEG Ratio
0.12
Balance Sheet Safety
0.15
Net Debt / Equity
0.96
N/A
Interest Coverage
N/A
0.10
Net Debt / EBITDA
3.23
0.36%
Dividend Yield
0.00%
AAPL: 7Ties: 1CRL: 3
AAPLCRL

Historical Fundamentals

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AAPL

Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation. The dashed forward point is the forward P/E — today's price ÷ analyst consensus EPS.

CRL

Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation. The dashed forward point is the forward P/E — today's price ÷ analyst consensus EPS.

Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation. The dashed forward point is the forward P/E — today's price ÷ analyst consensus EPS.

$1 Retained Earnings Test

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AAPL
$7.57
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$257.06B
Δ Market Cap
+$1.94T
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
CRL
$-3.77
created per $1 retained over 3 years
Market Cap Declined
Σ Retained
$340.6M
Δ Market Cap
$-1.28B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

Discounted Cash Flow (DCF) Analysis

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AAPL
63.8% Overvalued
Price is 63.8% above estimated fair value
Current Price: $298.01
Fair Value: $181.90
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
CRL
Insufficient Data
Enter initial FCF to calculate intrinsic value
Current Price: $185.00
Fair Value: $0.00
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued

Reverse DCF — Market-Implied Growth

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AAPL

What growth rate is the market pricing in at $298?

+16.9%
Market-Implied Owner Earnings Growth
Standard FCF implies +18.3%

The market implies +16.9% Owner Earnings growth, above historical trends.

Standard FCF implies a demanding +18.3%, reflecting heavy growth investment.

CRL

What growth rate is the market pricing in at $185?

+46.0%
Market-Implied Owner Earnings Growth
Standard FCF implies +9.7%

The market implies +46.0% Owner Earnings growth, above historical trends.

Standard FCF implies a demanding +9.7%, reflecting heavy growth investment.

Economic Moat Score

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AAPL
96/100
Wide Moat
70+ Wide · 40-69 Narrow · <40 None

Wide moat with strength across all dimensions. ROIC Consistency is the standout factor.

Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 5 years of fundamental data.
CRL
38/100
No Moat
70+ Wide · 40-69 Narrow · <40 None

No durable moat detected, though revenue predictability shows some competitive positioning. The business lacks consistent evidence of sustainable advantages.

Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.

Forensic Accounting

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AAPL
-2.29
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

M-Score Trend

Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
CRL
-2.97
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

M-Score Trend

Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

Ownership Breakdown

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AAPL
Insiders 1.6%Institutions 65.8%Retail & Other 32.5%
No. of Institutional Holders7,675
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
CRL
Insiders 0.6%Institutions 123.4%
No. of Institutional Holders802
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.

High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.

Insider Buying Activity

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AAPL
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises
CRL
0
Buys (3M)
1
Buys (12M)
Total value (12M): $4,364
LAPLUME JOSEPH W
Officer
$4,364
@ $174.56 · 2026-03-03
FOSTER JAMES C
Chief Executive Officer
$1.00M
@ $165.01 · 2025-02-20
GIRSHICK BIRGIT
Chief Operating Officer
$249,250
@ $164.63 · 2025-02-20
Open market purchases · includes direct & indirect ownership · excludes option exercises

Open market purchases · includes direct & indirect ownership · excludes option exercises.

Insider Selling Activity

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AAPL
6
Sells (3M)
13
Sells (12M)
Total value (12M): $198.97M
LEVINSON ARTHUR D
Director
$15.55M
@ $311.02 · 2026-05-27
BORDERS BEN
Officer
$369,460
@ $290.00 · 2026-05-08
LEVINSON ARTHUR D
Director
$71.19M
@ $284.76 · 2026-05-06
PAREKH KEVAN
Chief Financial Officer
$421,850
@ $275.00 · 2026-04-23
COOK TIMOTHY D
Chief Executive Officer
$16.51M
@ $254.23 · 2026-04-02
O'BRIEN DEIRDRE
Officer
$7.66M
@ $255.35 · 2026-04-02
KONDO CHRISTOPHER
Officer
$1.02M
@ $271.23 · 2025-11-07
PAREKH KEVAN
Chief Financial Officer
$1.04M
@ $247.39 · 2025-10-16
ADAMS KATHERINE L
General Counsel
$12.10M
@ $256.79 · 2025-10-02
COOK TIMOTHY D
Chief Executive Officer
$33.38M
@ $256.81 · 2025-10-02
O'BRIEN DEIRDRE
Officer
$11.07M
@ $257.39 · 2025-10-02
LEVINSON ARTHUR D
Director
$20.89M
@ $232.07 · 2025-08-28
O'BRIEN DEIRDRE
Officer
$7.77M
@ $223.20 · 2025-08-08
KONDO CHRISTOPHER
Officer
$933,955
@ $208.19 · 2025-05-12
PAREKH KEVAN
Chief Financial Officer
$941,420
@ $206.00 · 2025-04-23
WILLIAMS JEFFREY E
Chief Operating Officer
$7.95M
@ $224.01 · 2025-04-02
ADAMS KATHERINE L
General Counsel
$8.68M
@ $223.67 · 2025-04-02
COOK TIMOTHY D
Chief Executive Officer
$24.18M
@ $223.65 · 2025-04-02
LEVINSON ARTHUR D
Director
$343,147
@ $226.35 · 2025-02-03
LEVINSON ARTHUR D
Director
$45.46M
@ $227.32 · 2024-11-19
KONDO CHRISTOPHER
Officer
$945,233
@ $228.87 · 2024-11-18
MAESTRI LUCA
Chief Financial Officer
$13.43M
@ $226.52 · 2024-10-04
WILLIAMS JEFFREY E
Chief Operating Officer
$13.55M
@ $226.86 · 2024-10-02
ADAMS KATHERINE L
General Counsel
$13.80M
@ $226.20 · 2024-10-02
COOK TIMOTHY D
Chief Executive Officer
$50.28M
@ $224.46 · 2024-10-02
O'BRIEN DEIRDRE
Officer
$13.84M
@ $226.87 · 2024-10-02
KONDO CHRISTOPHER
Officer
$1.96M
@ $225.00 · 2024-08-15
KONDO CHRISTOPHER
Officer
$1.12M
@ $216.50 · 2024-08-09
ADAMS KATHERINE L
General Counsel
$20.64M
@ $206.44 · 2024-08-05
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
CRL
0
Sells (3M)
3
Sells (12M)
Total value (12M): $251,584
LAPLUME JOSEPH W
Officer
$65,488
@ $163.72 · 2025-08-22
LAPLUME JOSEPH W
Officer
$126,080
@ $157.60 · 2025-08-18
LAPLUME JOSEPH W
Officer
$60,016
@ $150.04 · 2025-08-07
MASSARO GEORGE E
Director
$19,260
@ $137.57 · 2025-05-15
MASSARO GEORGE E
Director
$19,703
@ $140.74 · 2025-05-14
LAPLUME JOSEPH W
Officer
$72,705
@ $145.41 · 2025-05-13
LAPLUME JOSEPH W
Officer
$715,000
@ $162.50 · 2025-02-20
LAPLUME JOSEPH W
Officer
$354,861
@ $199.36 · 2024-08-08
FOSTER JAMES C
Chief Executive Officer
$6.25M
@ $250.00 · 2024-08-01
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives

Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.

🎭 Mr. Market's Mood

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AAPL
FearGreed
😐Neutral(60/100)

"Market is pricing this stock without strong emotion in either direction"

Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
CRL
FearGreed
😐Neutral(43/100)

"Market is pricing this stock without strong emotion in either direction"

Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

⚖️ Buffett Signal

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AAPL
Awaiting DCF Data

The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

DCF Margin of Safety: N/AMr. Market's Mood: Neutral (60)
CRL
Awaiting DCF Data

The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

DCF Margin of Safety: N/AMr. Market's Mood: Neutral (43)
View AAPL Full AnalysisView CRL Full Analysis

Frequently Asked Questions: AAPL vs CRL

Is Apple Inc. or Charles River Laboratories International, Inc. more undervalued in 2026?

Based on our discounted cash flow model, AAPL trades at a -63.8% margin of safety (intrinsic value $182 vs. price $298), compared to CRL's -100.0% margin of safety (intrinsic $0 vs. $185).

Which stock has a wider economic moat, Apple Inc. or Charles River Laboratories International, Inc.?

AAPL scores 96/100 (Wide moat), while CRL scores 38/100 (None moat). The moat score measures competitive advantage durability across ROIC consistency, margin stability, revenue predictability, and reinvestment efficiency.

Is Charles River Laboratories International, Inc. in financial distress?

CRL's Altman Z-Score of 2.6 places it in the Grey zone, signaling elevated bankruptcy risk. AAPL scores 10.7 (Safe zone). The Altman Z-Score is a five-factor model that predicts insolvency within two years; scores below 1.81 indicate significant distress.

Which company has better free cash flow, Apple Inc. or Charles River Laboratories International, Inc.?

Charles River Laboratories International, Inc. (CRL) generates a 5.7% free cash flow yield, compared to Apple Inc.'s 2.3%. A higher FCF yield means the business converts more of its market value into cash that can be returned to shareholders or reinvested.

Which stock has higher return on invested capital, Apple Inc. or Charles River Laboratories International, Inc.?

AAPL earns 60.2% ROIC versus CRL's 8.4%. A higher ROIC means the company generates more profit per dollar of capital employed, a hallmark of durable competitive advantage in Buffett-style analysis.