Compare Stocks › AAPL vs CMG
Apple Inc. (AAPL) vs Chipotle Mexican Grill, Inc. (CMG)
AAPL
Apple Inc.
$248.96
VS
CMG
Chipotle Mexican Grill, Inc.
$32.94
Rewards
AAPL
- ★Apple Inc. has maintained ROIC above 15% for 4 consecutive years, indicating a durable competitive advantage.
- ★Apple Inc. scores 96/100 on the Economic Moat Score (Wide Moat), with roic consistency as the strongest competitive dimension.
- ★Return on equity has consistently exceeded 20% over 4 years, indicating efficient use of shareholder capital.
CMG
- ★Chipotle Mexican Grill, Inc. has maintained ROIC above 15% for 4 consecutive years, indicating a durable competitive advantage.
- ★Chipotle Mexican Grill, Inc. scores 85/100 on the Economic Moat Score (Wide Moat), with roic consistency as the strongest competitive dimension.
- ★Free cash flow has grown at a 19.7% CAGR over the past 4 years, demonstrating strong earnings power growth.
Risks
AAPL
- ⚠FCF yield of 2.9% is below 3%, meaning the market is pricing in substantial future growth to justify the current price.
- ⚠12 insider sales with no purchases over the past 12 months — a persistent pattern of insider selling.
CMG
- ⚠PEG ratio of 7.22 indicates the stock is expensive relative to its expected growth — the market may be pricing in more growth than analysts project.
- ⚠Insiders have sold $2.6M worth of stock in the past 3 months — significant insider liquidation.
Key Valuation Metrics
Learn more →AAPL
CMG
Valuation
$106.31B
Free Cash Flow
$1.45B
2.91%
FCF Yield
3.32%
31.55
Trailing P/E
28.89
26.71
Forward P/E
24.09
Quality & Moat
68.12%
ROIC
18.13%
127.01%
ROE
54.26%
47.33%
Gross Margin
40.10%
1.72
PEG Ratio
7.22
Balance Sheet Safety
1.03
Debt / Equity
1.79
N/A
Interest Coverage
N/A
0.15
Net Debt / EBITDA
1.69
0.42%
Dividend Yield
N/A
AAPL: 7Ties: 1CMG: 3
AAPLCMG
Historical Fundamentals
Learn more →AAPL
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
CMG
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
$1 Retained Earnings Test
Learn more →AAPL
$7.57
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$257.06B
Δ Market Cap
+$1.94T
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
CMG
$2.31
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$4.30B
Δ Market Cap
+$9.93B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Discounted Cash Flow (DCF) Analysis
Learn more →AAPL
38.3% Overvalued
Price is 38.3% above estimated fair value
Current Price: $248.96
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Fair Value: $179.99
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
CMG
28.3% Margin of Safety
Price is 28.3% below estimated fair value
Current Price: $32.94
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Fair Value: $45.93
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Reverse DCF — Market-Implied Growth
Learn more →AAPL
What growth rate is the market pricing in at $249?
+14.5%
Market-Implied Owner Earnings Growth
Standard FCF implies +15.2%
The market implies +14.5% Owner Earnings growth, above historical trends.
Standard FCF implies a demanding +15.2%, reflecting heavy growth investment.
CMG
What growth rate is the market pricing in at $33?
+13.7%
Market-Implied Owner Earnings Growth
Standard FCF implies +14.5%
The market implies +13.7% Owner Earnings growth, below historical trends — potential opportunity.
Standard FCF implies a more demanding +14.5%, reflecting heavy growth investment expected to generate future returns.
Economic Moat Score
Learn more →AAPL
96/100
Wide Moat
70+ Wide · 40-69 Narrow · <40 None
Wide moat with strength across all dimensions. ROIC Consistency is the standout factor.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 5 years of fundamental data.
CMG
85/100
Wide Moat
70+ Wide · 40-69 Narrow · <40 None
Wide moat with strength across all dimensions. ROIC Consistency is the standout factor.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
Forensic Accounting
Learn more →AAPL
-2.29
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
CMG
-2.95
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Ownership Breakdown
Learn more →AAPL
Insiders 1.6%Institutions 65.3%Retail & Other 33.1%
No. of Institutional Holders7,544
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
CMG
Insiders 0.6%Institutions 91.1%Retail & Other 8.3%
No. of Institutional Holders1,841
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.
Insider Buying Activity
Learn more →AAPL
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises
CMG
0
Buys (3M)
0
Buys (12M)
GUTIERREZ MAURICIO
Director
$498,200
@ $53.00 · 2025-03-05
Open market purchases · includes direct & indirect ownership · excludes option exercises
Open market purchases · includes direct & indirect ownership · excludes option exercises.
Insider Selling Activity
Learn more →AAPL
0
Sells (3M)
12
Sells (12M)
Total value (12M): $129.96M
KONDO CHRISTOPHER
Officer
$1.02M
@ $271.23 · 2025-11-07
PAREKH KEVAN
Chief Financial Officer
$1.04M
@ $247.39 · 2025-10-16
O'BRIEN DEIRDRE
Officer
$11.07M
@ $257.39 · 2025-10-02
COOK TIMOTHY D
Chief Executive Officer
$33.38M
@ $256.81 · 2025-10-02
ADAMS KATHERINE L
General Counsel
$12.10M
@ $256.79 · 2025-10-02
LEVINSON ARTHUR D
Director
$20.89M
@ $232.07 · 2025-08-28
O'BRIEN DEIRDRE
Officer
$7.77M
@ $223.20 · 2025-08-08
KONDO CHRISTOPHER
Officer
$933,955
@ $208.19 · 2025-05-12
PAREKH KEVAN
Chief Financial Officer
$941,420
@ $206.00 · 2025-04-23
WILLIAMS JEFFREY E
Chief Operating Officer
$7.95M
@ $224.01 · 2025-04-02
COOK TIMOTHY D
Chief Executive Officer
$24.18M
@ $223.65 · 2025-04-02
ADAMS KATHERINE L
General Counsel
$8.68M
@ $223.67 · 2025-04-02
LEVINSON ARTHUR D
Director
$343,147
@ $226.35 · 2025-02-03
LEVINSON ARTHUR D
Director
$45.46M
@ $227.32 · 2024-11-19
KONDO CHRISTOPHER
Officer
$945,233
@ $228.87 · 2024-11-18
MAESTRI LUCA
Chief Financial Officer
$13.43M
@ $226.52 · 2024-10-04
O'BRIEN DEIRDRE
Officer
$13.84M
@ $226.87 · 2024-10-02
WILLIAMS JEFFREY E
Chief Operating Officer
$13.55M
@ $226.86 · 2024-10-02
COOK TIMOTHY D
Chief Executive Officer
$50.28M
@ $224.46 · 2024-10-02
ADAMS KATHERINE L
General Counsel
$13.80M
@ $226.20 · 2024-10-02
KONDO CHRISTOPHER
Officer
$1.96M
@ $225.00 · 2024-08-15
KONDO CHRISTOPHER
Officer
$1.12M
@ $216.50 · 2024-08-09
ADAMS KATHERINE L
General Counsel
$20.64M
@ $206.44 · 2024-08-05
LEVINSON ARTHUR D
Director
$14.37M
@ $191.58 · 2024-05-30
KONDO CHRISTOPHER
Officer
$951,785
@ $190.40 · 2024-05-15
MAESTRI LUCA
Chief Financial Officer
$9.26M
@ $174.12 · 2024-04-11
O'BRIEN DEIRDRE
Officer
$9.24M
@ $168.91 · 2024-04-02
COOK TIMOTHY D
Chief Executive Officer
$33.26M
@ $169.33 · 2024-04-02
ADAMS KATHERINE L
General Counsel
$9.24M
@ $168.90 · 2024-04-02
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
CMG
2
Sells (3M)
14
Sells (12M)
Total value (12M): $22.09M
FILI-KRUSHEL PATRICIA D
Director
$122,543
@ $36.58 · 2026-02-24
GARNER CURTIS EVANDER III
President
$2.44M
@ $40.01 · 2026-02-06
GARNER CURTIS EVANDER III
President
$2.44M
@ $36.05 · 2025-12-12
GARNER CURTIS EVANDER III
President
$2.15M
@ $34.67 · 2025-12-01
ESKENAZI ILENE
Officer
$1.15M
@ $43.15 · 2025-08-25
GARNER CURTIS EVANDER III
Officer
$887,108
@ $56.32 · 2025-07-07
GARNER CURTIS EVANDER III
President
$3.47M
@ $55.14 · 2025-06-25
FILI-KRUSHEL PATRICIA D
Director
$106,147
@ $51.13 · 2025-06-12
HICKENLOOPER ROBIN S.
Director
$115,229
@ $51.21 · 2025-06-12
BOATWRIGHT HENRY SCOTT
Chief Executive Officer
$997,133
@ $52.48 · 2025-06-06
GARNER CURTIS EVANDER III
Officer
$1.21M
@ $52.14 · 2025-06-04
THEODOREDIS ROGER E.
General Counsel
$5.66M
@ $49.70 · 2025-06-02
GARNER CURTIS EVANDER III
Chief Technology Officer
$1.18M
@ $50.84 · 2025-05-21
MCCONNELL JAMIE
Officer
$161,829
@ $52.42 · 2025-05-14
GARNER CURTIS EVANDER III
Officer
$1.03M
@ $49.77 · 2025-03-13
GARNER CURTIS EVANDER III
Chief Technology Officer
$1.10M
@ $52.36 · 2025-02-25
MCCONNELL JAMIE
Officer
$664,426
@ $58.70 · 2025-02-10
GARNER CURTIS EVANDER III
Chief Technology Officer
$902,563
@ $57.31 · 2025-02-07
GARNER CURTIS EVANDER III
Chief Technology Officer
$917,261
@ $58.24 · 2025-01-07
SCHALOW LAURIE
Officer
$1.38M
@ $65.13 · 2024-12-11
GARNER CURTIS EVANDER III
Chief Technology Officer
$1.01M
@ $64.37 · 2024-12-09
GARNER CURTIS EVANDER III
Chief Technology Officer
$2.91M
@ $65.25 · 2024-12-06
GARNER CURTIS EVANDER III
Chief Technology Officer
$920,675
@ $58.46 · 2024-11-07
GARNER CURTIS EVANDER III
Chief Technology Officer
$898,567
@ $57.05 · 2024-10-07
HICKENLOOPER ROBIN S.
Director
$100,924
@ $56.38 · 2024-09-12
GARNER CURTIS EVANDER III
Chief Technology Officer
$866,554
@ $55.02 · 2024-09-11
GARNER CURTIS EVANDER III
Chief Technology Officer
$951,161
@ $54.68 · 2024-08-06
GARNER CURTIS EVANDER III
Chief Technology Officer
$3.07M
@ $50.96 · 2024-07-29
HARTUNG JOHN R
Chief Financial Officer
$8.00M
@ $3249.01 · 2024-06-13
BOATWRIGHT HENRY SCOTT
Chief Operating Officer
$3.51M
@ $3190.16 · 2024-04-26
BRANDT CHRISTOPHER W
Officer
$3.16M
@ $3156.28 · 2024-04-26
NICCOL BRIAN R
Chief Executive Officer
$20.41M
@ $3185.92 · 2024-04-26
THEODOREDIS ROGER E.
General Counsel
$7.94M
@ $3164.44 · 2024-04-26
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.
🎭 Mr. Market's Mood
Learn more →AAPL
😐Neutral(52/100)
"Market is pricing this stock without strong emotion in either direction"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
CMG
😨Fear(30/100)
"Market is pessimistic — investigate whether fears are temporary or structural"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
⚖️ Buffett Signal
Learn more →AAPL
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Neutral (52)
CMG
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Fear (30)