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Compare Stocks › AAPL vs AOS

Apple Inc. (AAPL) vs A. O. Smith Corporation (AOS)

AAPL
Apple Inc.
$248.96
VS
AOS
A. O. Smith Corporation
$64.54

Rewards

AAPL
  • ★Apple Inc. has maintained ROIC above 15% for 4 consecutive years, indicating a durable competitive advantage.
  • ★Apple Inc. scores 96/100 on the Economic Moat Score (Wide Moat), with roic consistency as the strongest competitive dimension.
  • ★Return on equity has consistently exceeded 20% over 4 years, indicating efficient use of shareholder capital.
AOS
  • ★A. O. Smith Corporation has maintained ROIC above 15% for 4 consecutive years, indicating a durable competitive advantage.
  • ★A. O. Smith Corporation scores 95/100 on the Economic Moat Score (Wide Moat), with roic consistency as the strongest competitive dimension.
  • ★Free cash flow has grown at a 19.4% CAGR over the past 4 years, demonstrating strong earnings power growth.

Risks

AAPL
  • ⚠FCF yield of 2.9% is below 3%, meaning the market is pricing in substantial future growth to justify the current price.
  • ⚠12 insider sales with no purchases over the past 12 months — a persistent pattern of insider selling.
AOS

    Key Valuation Metrics

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    AAPL
    AOS
    Valuation
    $106.31B
    Free Cash Flow
    $426.16M
    2.91%
    FCF Yield
    4.77%
    31.55
    Trailing P/E
    16.76
    26.71
    Forward P/E
    14.86
    Quality & Moat
    68.12%
    ROIC
    26.34%
    127.01%
    ROE
    29.40%
    47.33%
    Gross Margin
    38.83%
    1.72
    PEG Ratio
    0.88
    Balance Sheet Safety
    1.03
    Debt / Equity
    0.11
    N/A
    Interest Coverage
    N/A
    0.15
    Net Debt / EBITDA
    0.01
    0.42%
    Dividend Yield
    2.17%
    AAPL: 4Ties: 1AOS: 7
    AAPLAOS

    Historical Fundamentals

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    AAPL

    Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

    AOS

    Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

    Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

    $1 Retained Earnings Test

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    AAPL
    $7.57
    created per $1 retained over 3 years
    Exceptional Value Creator
    Σ Retained
    $257.06B
    Δ Market Cap
    +$1.94T
    Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
    > $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
    AOS
    $0.57
    created per $1 retained over 3 years
    Mediocre Allocator
    Σ Retained
    $1.07B
    Δ Market Cap
    +$612.2M
    Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
    > $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

    Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
    > $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

    Discounted Cash Flow (DCF) Analysis

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    AAPL
    38.3% Overvalued
    Price is 38.3% above estimated fair value
    Current Price: $248.96
    Fair Value: $179.99
    Strongly undervalued
    Undervalued
    Fairly valued
    Overvalued
    Strongly overvalued
    AOS
    26.3% Margin of Safety
    Price is 26.3% below estimated fair value
    Current Price: $64.54
    Fair Value: $87.59
    Strongly undervalued
    Undervalued
    Fairly valued
    Overvalued
    Strongly overvalued

    Reverse DCF — Market-Implied Growth

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    AAPL

    What growth rate is the market pricing in at $249?

    +14.5%
    Market-Implied Owner Earnings Growth
    Standard FCF implies +15.2%

    The market implies +14.5% Owner Earnings growth, above historical trends.

    Standard FCF implies a demanding +15.2%, reflecting heavy growth investment.

    AOS

    What growth rate is the market pricing in at $65?

    +5.0%
    Market-Implied Owner Earnings Growth
    Standard FCF implies +8.4%

    The market implies +5.0% Owner Earnings growth, below historical trends — potential opportunity.

    Standard FCF implies a more demanding +8.4%, reflecting heavy growth investment expected to generate future returns.

    Economic Moat Score

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    AAPL
    96/100
    Wide Moat
    70+ Wide · 40-69 Narrow · <40 None

    Wide moat with strength across all dimensions. ROIC Consistency is the standout factor.

    Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 5 years of fundamental data.
    AOS
    95/100
    Wide Moat
    70+ Wide · 40-69 Narrow · <40 None

    Wide moat with strength across all dimensions. ROIC Consistency is the standout factor.

    Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.

    Forensic Accounting

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    AAPL
    -2.29
    Unlikely Manipulator
    Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

    M-Score Trend

    Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
    AOS
    -2.50
    Unlikely Manipulator
    Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

    M-Score Trend

    Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

    Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

    Ownership Breakdown

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    AAPL
    Insiders 1.6%Institutions 65.3%Retail & Other 33.1%
    No. of Institutional Holders7,544
    High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
    AOS
    Insiders 0.4%Institutions 108.0%
    No. of Institutional Holders903
    High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.

    High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.

    Insider Buying Activity

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    AAPL
    0
    Buys (3M)
    0
    Buys (12M)
    No open market insider purchases found.
    Open market purchases · includes direct & indirect ownership · excludes option exercises
    AOS
    0
    Buys (3M)
    0
    Buys (12M)
    No open market insider purchases found.
    Open market purchases · includes direct & indirect ownership · excludes option exercises

    Open market purchases · includes direct & indirect ownership · excludes option exercises.

    Insider Selling Activity

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    AAPL
    0
    Sells (3M)
    12
    Sells (12M)
    Total value (12M): $129.96M
    KONDO CHRISTOPHER
    Officer
    $1.02M
    @ $271.23 · 2025-11-07
    PAREKH KEVAN
    Chief Financial Officer
    $1.04M
    @ $247.39 · 2025-10-16
    O'BRIEN DEIRDRE
    Officer
    $11.07M
    @ $257.39 · 2025-10-02
    COOK TIMOTHY D
    Chief Executive Officer
    $33.38M
    @ $256.81 · 2025-10-02
    ADAMS KATHERINE L
    General Counsel
    $12.10M
    @ $256.79 · 2025-10-02
    LEVINSON ARTHUR D
    Director
    $20.89M
    @ $232.07 · 2025-08-28
    O'BRIEN DEIRDRE
    Officer
    $7.77M
    @ $223.20 · 2025-08-08
    KONDO CHRISTOPHER
    Officer
    $933,955
    @ $208.19 · 2025-05-12
    PAREKH KEVAN
    Chief Financial Officer
    $941,420
    @ $206.00 · 2025-04-23
    WILLIAMS JEFFREY E
    Chief Operating Officer
    $7.95M
    @ $224.01 · 2025-04-02
    COOK TIMOTHY D
    Chief Executive Officer
    $24.18M
    @ $223.65 · 2025-04-02
    ADAMS KATHERINE L
    General Counsel
    $8.68M
    @ $223.67 · 2025-04-02
    LEVINSON ARTHUR D
    Director
    $343,147
    @ $226.35 · 2025-02-03
    LEVINSON ARTHUR D
    Director
    $45.46M
    @ $227.32 · 2024-11-19
    KONDO CHRISTOPHER
    Officer
    $945,233
    @ $228.87 · 2024-11-18
    MAESTRI LUCA
    Chief Financial Officer
    $13.43M
    @ $226.52 · 2024-10-04
    O'BRIEN DEIRDRE
    Officer
    $13.84M
    @ $226.87 · 2024-10-02
    WILLIAMS JEFFREY E
    Chief Operating Officer
    $13.55M
    @ $226.86 · 2024-10-02
    COOK TIMOTHY D
    Chief Executive Officer
    $50.28M
    @ $224.46 · 2024-10-02
    ADAMS KATHERINE L
    General Counsel
    $13.80M
    @ $226.20 · 2024-10-02
    KONDO CHRISTOPHER
    Officer
    $1.96M
    @ $225.00 · 2024-08-15
    KONDO CHRISTOPHER
    Officer
    $1.12M
    @ $216.50 · 2024-08-09
    ADAMS KATHERINE L
    General Counsel
    $20.64M
    @ $206.44 · 2024-08-05
    LEVINSON ARTHUR D
    Director
    $14.37M
    @ $191.58 · 2024-05-30
    KONDO CHRISTOPHER
    Officer
    $951,785
    @ $190.40 · 2024-05-15
    MAESTRI LUCA
    Chief Financial Officer
    $9.26M
    @ $174.12 · 2024-04-11
    O'BRIEN DEIRDRE
    Officer
    $9.24M
    @ $168.91 · 2024-04-02
    COOK TIMOTHY D
    Chief Executive Officer
    $33.26M
    @ $169.33 · 2024-04-02
    ADAMS KATHERINE L
    General Counsel
    $9.24M
    @ $168.90 · 2024-04-02
    Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
    AOS
    2
    Sells (3M)
    5
    Sells (12M)
    Total value (12M): $3.11M
    SCHUH DARRELL W
    Officer
    $82,126
    @ $74.39 · 2026-03-04
    SCHUH DARRELL W
    Officer
    $28,439
    @ $79.88 · 2026-02-13
    STERN JAMES F
    General Counsel
    $1.24M
    @ $71.24 · 2025-08-07
    WHEELER KEVIN J.
    Officer and Director
    $1.58M
    @ $71.26 · 2025-07-30
    SMITH MARK D
    Director
    $171,264
    @ $71.36 · 2025-07-29
    HEIDEMAN ROBERT JAMES
    Chief Technology Officer
    $67,357
    @ $65.65 · 2025-02-07
    KARGE DOUGLAS SAMUEL
    Officer
    $27,507
    @ $65.65 · 2025-02-07
    CARVER SAMUEL M
    Officer
    $1.19M
    @ $81.00 · 2024-08-07
    BROWN RONALD DALE
    Director
    $311,071
    @ $85.67 · 2024-07-30
    Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives

    Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.

    🎭 Mr. Market's Mood

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    AAPL
    FearGreed
    😐Neutral(52/100)

    "Market is pricing this stock without strong emotion in either direction"

    Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
    AOS
    FearGreed
    😨Fear(36/100)

    "Market is pessimistic — investigate whether fears are temporary or structural"

    Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

    Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

    ⚖️ Buffett Signal

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    AAPL
    ⚪Awaiting DCF Data

    The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

    DCF Margin of Safety: N/AMr. Market's Mood: Neutral (52)
    AOS
    ⚪Awaiting DCF Data

    The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

    DCF Margin of Safety: N/AMr. Market's Mood: Fear (36)
    View AAPL Full AnalysisView AOS Full Analysis