Compare Stocks › AAPL vs AEE
Apple Inc. (AAPL) vs Ameren Corporation (AEE)
AAPL
Apple Inc.
$248.96
VS
AEE
Ameren Corporation
$109.56
Rewards
AAPL
- ★Apple Inc. has maintained ROIC above 15% for 4 consecutive years, indicating a durable competitive advantage.
- ★Apple Inc. scores 96/100 on the Economic Moat Score (Wide Moat), with roic consistency as the strongest competitive dimension.
- ★Return on equity has consistently exceeded 20% over 4 years, indicating efficient use of shareholder capital.
AEE
- ★Each dollar of retained earnings has created $2.61 of market value — management is an exceptional capital allocator.
Risks
AAPL
- ⚠FCF yield of 2.9% is below 3%, meaning the market is pricing in substantial future growth to justify the current price.
- ⚠12 insider sales with no purchases over the past 12 months — a persistent pattern of insider selling.
AEE
- ⚠Net debt/EBITDA of 5.3x indicates heavy leverage — it would take over 4 years of EBITDA to pay off net debt.
- ⚠Altman Z-Score of 0.91 places the company in the distress zone — financial patterns resemble those of companies that experienced bankruptcy.
- ⚠7 insider sales totaling $5.1M with no purchases in the past 3 months — insiders are reducing their exposure.
Key Valuation Metrics
Learn more →AAPL
AEE
Valuation
$106.31B
Free Cash Flow
$-1.48B
2.91%
FCF Yield
-4.90%
31.55
Trailing P/E
20.48
26.71
Forward P/E
18.88
Quality & Moat
68.12%
ROIC
4.92%
127.01%
ROE
10.76%
47.33%
Gross Margin
49.24%
1.72
PEG Ratio
1.05
Balance Sheet Safety
1.03
Debt / Equity
1.47
N/A
Interest Coverage
N/A
0.15
Net Debt / EBITDA
5.35
0.42%
Dividend Yield
2.74%
AAPL: 6Ties: 2AEE: 4
AAPLAEE
Historical Fundamentals
Learn more →AAPL
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
AEE
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.
$1 Retained Earnings Test
Learn more →AAPL
$7.57
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$257.06B
Δ Market Cap
+$1.94T
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
AEE
$2.61
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$1.65B
Δ Market Cap
+$4.30B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
Discounted Cash Flow (DCF) Analysis
Learn more →AAPL
38.3% Overvalued
Price is 38.3% above estimated fair value
Current Price: $248.96
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Fair Value: $179.99
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
AEE
148.3% Overvalued
Price is 148.3% above estimated fair value
Current Price: $109.56
Strongly undervalued
Strongly overvalued
Fair Value: $44.13
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
Reverse DCF — Market-Implied Growth
Learn more →AAPL
What growth rate is the market pricing in at $249?
+14.5%
Market-Implied Owner Earnings Growth
Standard FCF implies +15.2%
The market implies +14.5% Owner Earnings growth, above historical trends.
Standard FCF implies a demanding +15.2%, reflecting heavy growth investment.
AEE
Requires positive FCF to compute implied growth rate.
Economic Moat Score
Learn more →AAPL
96/100
Wide Moat
70+ Wide · 40-69 Narrow · <40 None
Wide moat with strength across all dimensions. ROIC Consistency is the standout factor.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 5 years of fundamental data.
AEE
37/100
No Moat
70+ Wide · 40-69 Narrow · <40 None
No durable moat detected, though margin stability shows some competitive positioning. The business lacks consistent evidence of sustainable advantages.
Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 5 years of fundamental data.
Forensic Accounting
Learn more →AAPL
-2.29
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
AEE
-2.41
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone
M-Score Trend
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
Ownership Breakdown
Learn more →AAPL
Insiders 1.6%Institutions 65.3%Retail & Other 33.1%
No. of Institutional Holders7,544
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
AEE
Insiders 0.3%Institutions 85.5%Retail & Other 14.2%
No. of Institutional Holders1,171
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.
Insider Buying Activity
Learn more →AAPL
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises
AEE
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises
Open market purchases · includes direct & indirect ownership · excludes option exercises.
Insider Selling Activity
Learn more →AAPL
0
Sells (3M)
12
Sells (12M)
Total value (12M): $129.96M
KONDO CHRISTOPHER
Officer
$1.02M
@ $271.23 · 2025-11-07
PAREKH KEVAN
Chief Financial Officer
$1.04M
@ $247.39 · 2025-10-16
O'BRIEN DEIRDRE
Officer
$11.07M
@ $257.39 · 2025-10-02
COOK TIMOTHY D
Chief Executive Officer
$33.38M
@ $256.81 · 2025-10-02
ADAMS KATHERINE L
General Counsel
$12.10M
@ $256.79 · 2025-10-02
LEVINSON ARTHUR D
Director
$20.89M
@ $232.07 · 2025-08-28
O'BRIEN DEIRDRE
Officer
$7.77M
@ $223.20 · 2025-08-08
KONDO CHRISTOPHER
Officer
$933,955
@ $208.19 · 2025-05-12
PAREKH KEVAN
Chief Financial Officer
$941,420
@ $206.00 · 2025-04-23
WILLIAMS JEFFREY E
Chief Operating Officer
$7.95M
@ $224.01 · 2025-04-02
COOK TIMOTHY D
Chief Executive Officer
$24.18M
@ $223.65 · 2025-04-02
ADAMS KATHERINE L
General Counsel
$8.68M
@ $223.67 · 2025-04-02
LEVINSON ARTHUR D
Director
$343,147
@ $226.35 · 2025-02-03
LEVINSON ARTHUR D
Director
$45.46M
@ $227.32 · 2024-11-19
KONDO CHRISTOPHER
Officer
$945,233
@ $228.87 · 2024-11-18
MAESTRI LUCA
Chief Financial Officer
$13.43M
@ $226.52 · 2024-10-04
O'BRIEN DEIRDRE
Officer
$13.84M
@ $226.87 · 2024-10-02
WILLIAMS JEFFREY E
Chief Operating Officer
$13.55M
@ $226.86 · 2024-10-02
COOK TIMOTHY D
Chief Executive Officer
$50.28M
@ $224.46 · 2024-10-02
ADAMS KATHERINE L
General Counsel
$13.80M
@ $226.20 · 2024-10-02
KONDO CHRISTOPHER
Officer
$1.96M
@ $225.00 · 2024-08-15
KONDO CHRISTOPHER
Officer
$1.12M
@ $216.50 · 2024-08-09
ADAMS KATHERINE L
General Counsel
$20.64M
@ $206.44 · 2024-08-05
LEVINSON ARTHUR D
Director
$14.37M
@ $191.58 · 2024-05-30
KONDO CHRISTOPHER
Officer
$951,785
@ $190.40 · 2024-05-15
MAESTRI LUCA
Chief Financial Officer
$9.26M
@ $174.12 · 2024-04-11
O'BRIEN DEIRDRE
Officer
$9.24M
@ $168.91 · 2024-04-02
COOK TIMOTHY D
Chief Executive Officer
$33.26M
@ $169.33 · 2024-04-02
ADAMS KATHERINE L
General Counsel
$9.24M
@ $168.90 · 2024-04-02
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
AEE
7
Sells (3M)
18
Sells (12M)
Total value (12M): $8.28M
LYONS MARTIN J JR
Chief Executive Officer
$3.00M
@ $111.84 · 2026-03-03
SCHUKAR SHAWN E
Officer of Subsidiary Company
$556,404
@ $111.84 · 2026-03-03
LINDGREN MARK C
Officer of Subsidiary Company
$231,844
@ $111.84 · 2026-03-03
FLORES RAFAEL
Director
$178,432
@ $111.52 · 2026-02-17
MIZELL GWENDOLYN G.
Officer of Subsidiary Company
$393,473
@ $110.90 · 2026-02-17
SHAW THERESA A
Officer
$36,364
@ $111.89 · 2026-02-17
MOEHN MICHAEL L
Officer
$673,400
@ $103.60 · 2026-02-02
FLORES RAFAEL
Director
$23,672
@ $105.21 · 2025-11-17
FLORES RAFAEL
Director
$65,930
@ $105.32 · 2025-11-17
HARSHMAN RICHARD J
Director
$262,250
@ $104.90 · 2025-11-14
SHAW THERESA A
Officer
$34,050
@ $104.77 · 2025-11-14
SMITH PATRICK E.
Officer
$251,939
@ $104.80 · 2025-11-14
MOEHN MICHAEL L
Chief Financial Officer
$659,360
@ $101.44 · 2025-11-03
LINDGREN MARK C
Officer of Subsidiary Company
$353,115
@ $100.89 · 2025-09-12
MIZELL GWENDOLYN G.
Officer of Subsidiary Company
$149,250
@ $99.50 · 2025-09-03
MIZELL GWENDOLYN G.
Officer of Subsidiary Company
$101,790
@ $101.79 · 2025-08-22
MOEHN MICHAEL L
Chief Financial Officer
$666,510
@ $102.54 · 2025-08-01
MOEHN MICHAEL L
Chief Financial Officer
$641,030
@ $98.62 · 2025-05-20
LYONS MARTIN J JR
Chief Executive Officer
$1.54M
@ $103.79 · 2025-03-04
SCHUKAR SHAWN E
Officer of Subsidiary Company
$492,276
@ $103.79 · 2025-03-04
LINDGREN MARK C
Officer of Subsidiary Company
$194,087
@ $103.79 · 2025-03-04
NWAMU CHONDA J.
Officer
$557,535
@ $101.37 · 2025-03-04
SHAW THERESA A
Officer
$99,530
@ $99.53 · 2025-02-26
MOEHN MICHAEL L
Chief Financial Officer
$634,010
@ $97.54 · 2025-02-20
IVEY CRAIG S
Director
$266,901
@ $98.27 · 2025-02-19
FLORES RAFAEL
Director
$186,067
@ $97.93 · 2025-02-19
MOEHN MICHAEL L
Chief Financial Officer
$598,975
@ $92.15 · 2024-11-20
NWAMU CHONDA J.
General Counsel
$131,923
@ $81.94 · 2024-08-28
MOEHN MICHAEL L
Chief Financial Officer
$536,445
@ $82.53 · 2024-08-20
FLORES RAFAEL
Director
$106,935
@ $71.29 · 2024-06-07
DIYA FADI M
Officer of Subsidiary Company
$745,000
@ $74.50 · 2024-05-17
LINDGREN MARK C
Officer of Subsidiary Company
$302,120
@ $75.53 · 2024-05-16
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.
🎭 Mr. Market's Mood
Learn more →AAPL
😐Neutral(52/100)
"Market is pricing this stock without strong emotion in either direction"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
AEE
😐Neutral(59/100)
"Market is pricing this stock without strong emotion in either direction"
Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
⚖️ Buffett Signal
Learn more →AAPL
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Neutral (52)
AEE
⚪Awaiting DCF Data
The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.
DCF Margin of Safety: N/AMr. Market's Mood: Neutral (59)