Compare StocksA vs MSFT

Agilent Technologies, Inc. (A) vs Microsoft Corporation (MSFT): Which Is the Better Buy in 2026?

As of 2026-06-19, A is overvalued at $127, with a DCF intrinsic value of $101 and a margin of safety of -26%. MSFT is fairly valued at $379, with an intrinsic value of $440 and a margin of safety of 14%. Of the two, MSFT has the wider margin of safety.

A
Agilent Technologies, Inc.
$127.06
VS
MSFT
Microsoft Corporation
$379.40

Rewards

A
  • Agilent Technologies, Inc. has maintained ROIC above 10% for 4 consecutive years, suggesting solid business economics.
  • Agilent Technologies, Inc. scores 77/100 on the Economic Moat Score (Wide Moat), with roic consistency as the strongest competitive dimension.
  • Trailing P/E of 25.5x is 21% below the historical average of 32.1x — potentially undervalued relative to its own history.
MSFT
  • Microsoft Corporation has maintained ROIC above 15% for 4 consecutive years, indicating a durable competitive advantage.
  • Gross margin of 68.3% indicates strong pricing power — typical of businesses with significant intellectual property or brand strength.
  • Microsoft Corporation scores 88/100 on the Economic Moat Score (Wide Moat), with revenue predictability as the strongest competitive dimension.

Risks

A
  • Each dollar of retained earnings has produced only $0.08 of earning power — shareholders may have been better served by dividends.
  • FCF yield of 2.6% is below 3%, meaning the market is pricing in substantial future growth to justify the current price.
  • 8 insider sales with no purchases over the past 12 months — a persistent pattern of insider selling.
MSFT
  • FCF yield of 2.5% is below 3%, meaning the market is pricing in substantial future growth to justify the current price.
  • Insiders have sold $10.5M worth of stock in the past 3 months — significant insider liquidation.

Key Valuation Metrics

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A
MSFT
Valuation
$930.63M
Free Cash Flow
$71.61B
2.59%
FCF Yield
2.54%
25.51
Trailing P/E
22.61
19.23
Forward P/E
19.61
Quality & Moat
12.70%
ROIC
21.58%
21.33%
ROE
34.01%
52.64%
Gross Margin
68.31%
1.26
PEG Ratio
1.22
Balance Sheet Safety
0.24
Net Debt / Equity
0.11
N/A
Interest Coverage
N/A
0.86
Net Debt / EBITDA
0.26
0.81%
Dividend Yield
0.92%
A: 0Ties: 4MSFT: 8
AMSFT

Historical Fundamentals

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A

Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation. The dashed forward point is the forward P/E — today's price ÷ analyst consensus EPS.

MSFT

Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation. The dashed forward point is the forward P/E — today's price ÷ analyst consensus EPS.

Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation. The dashed forward point is the forward P/E — today's price ÷ analyst consensus EPS.

$1 Retained Earnings Test

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A
$-1.87
created per $1 retained over 3 years
Market Cap Declined
Σ Retained
$3.01B
Δ Market Cap
$-5.63B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
MSFT
$9.18
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$196.68B
Δ Market Cap
+$1.81T
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

Discounted Cash Flow (DCF) Analysis

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A
26.1% Overvalued
Price is 26.1% above estimated fair value
Current Price: $127.06
Fair Value: $100.79
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
MSFT
13.7% Margin of Safety
Price is 13.7% below estimated fair value
Current Price: $379.40
Fair Value: $439.63
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued

Reverse DCF — Market-Implied Growth

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A

What growth rate is the market pricing in at $127?

+12.7%
Market-Implied Owner Earnings Growth
Standard FCF implies +17.3%

The market implies +12.7% Owner Earnings growth, above historical trends.

Standard FCF implies a demanding +17.3%, reflecting heavy growth investment.

MSFT

What growth rate is the market pricing in at $379?

+12.4%
Market-Implied Owner Earnings Growth
Standard FCF implies +17.1%

The market implies +12.4% Owner Earnings growth, roughly in line with history — reasonably priced.

Standard FCF implies +17.1%, reflecting ongoing growth investment.

Economic Moat Score

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A
77/100
Wide Moat
70+ Wide · 40-69 Narrow · <40 None

Wide moat with strength across all dimensions. ROIC Consistency is the standout factor.

Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
MSFT
88/100
Wide Moat
70+ Wide · 40-69 Narrow · <40 None

Wide moat driven primarily by revenue predictability. Reinvestment Efficiency is the area most vulnerable to competitive pressure.

Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.

Forensic Accounting

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A
-2.45
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

M-Score Trend

Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
MSFT
-2.51
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

M-Score Trend

Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

Ownership Breakdown

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A
Insiders 0.2%Institutions 94.0%Retail & Other 5.8%
No. of Institutional Holders1,540
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
MSFT
Insiders 0.1%Institutions 75.8%Retail & Other 24.1%
No. of Institutional Holders8,114
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.

High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.

Insider Buying Activity

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A
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises
MSFT
0
Buys (3M)
1
Buys (12M)
Total value (12M): $1.99M
STANTON JOHN W.
Director
$1.99M
@ $397.35 · 2026-02-18
SMITH BRADFORD LEE
President
$1.45M
@ $377.47 · 2025-04-23
Open market purchases · includes direct & indirect ownership · excludes option exercises

Open market purchases · includes direct & indirect ownership · excludes option exercises.

Insider Selling Activity

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A
1
Sells (3M)
8
Sells (12M)
Total value (12M): $3.73M
DOLSTEN MIKAEL G
Director
$216,672
@ $135.42 · 2026-05-29
DOLSTEN MIKAEL G
Director
$389,511
@ $149.81 · 2025-12-01
GONSALVES RODNEY
Officer
$464,956
@ $154.99 · 2025-11-26
MCDONNELL PADRAIG
Chief Executive Officer
$130,492
@ $143.24 · 2025-11-18
MCDONNELL PADRAIG
Chief Executive Officer
$1.87M
@ $150.00 · 2025-11-12
MCDONNELL PADRAIG
Chief Executive Officer
$249,760
@ $124.88 · 2025-09-02
MCDONNELL PADRAIG
Chief Executive Officer
$226,900
@ $113.45 · 2025-08-01
MCDONNELL PADRAIG
Chief Executive Officer
$177,100
@ $117.44 · 2025-07-01
BROWN JUDY LYNNE GAWLIK
Director
$904.00
@ $129.14 · 2025-06-18
PODOLSKY DANIEL K
Director
$211,844
@ $116.46 · 2025-03-31
GONSALVES RODNEY
Officer
$232,691
@ $122.02 · 2025-03-17
RATAJ SUE H
Director
$881,009
@ $126.38 · 2025-03-06
MCDONNELL PADRAIG
Chief Executive Officer
$286,650
@ $150.00 · 2025-01-21
MCDONNELL PADRAIG
Chief Executive Officer
$7,050
@ $150.00 · 2024-09-27
MCDONNELL PADRAIG
Chief Executive Officer
$283,910
@ $145.00 · 2024-08-22
MCDONNELL PADRAIG
Chief Executive Officer
$274,120
@ $140.00 · 2024-07-26
MCDONNELL PADRAIG
Chief Executive Officer
$264,330
@ $135.00 · 2024-06-18
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
MSFT
4
Sells (3M)
10
Sells (12M)
Total value (12M): $121.03M
NUMOTO TAKESHI
Officer
$1.81M
@ $402.84 · 2026-06-10
NUMOTO TAKESHI
Officer
$1.03M
@ $412.45 · 2026-06-08
ALTHOFF JUDSON
Officer
$7.15M
@ $460.99 · 2026-06-01
COLEMAN AMY
Officer
$519,242
@ $411.44 · 2026-05-14
HOGAN KATHLEEN T
Officer
$5.05M
@ $409.55 · 2026-03-06
NUMOTO TAKESHI
Officer
$1.36M
@ $478.72 · 2025-12-04
ALTHOFF JUDSON
Officer
$6.27M
@ $491.52 · 2025-12-02
SMITH BRADFORD LEE
President
$19.97M
@ $518.64 · 2025-11-03
NADELLA SATYA
Chief Executive Officer
$75.32M
@ $504.78 · 2025-09-03
NUMOTO TAKESHI
Officer
$2.56M
@ $527.32 · 2025-08-12
NUMOTO TAKESHI
Officer
$1.39M
@ $463.00 · 2025-06-03
NUMOTO TAKESHI
Officer
$460,008
@ $460.01 · 2025-05-30
HOGAN KATHLEEN T
Officer
$9.76M
@ $453.77 · 2025-05-21
ALTHOFF JUDSON
Officer
$7.33M
@ $458.18 · 2025-05-19
COLEMAN AMY
Officer
$5.99M
@ $452.04 · 2025-05-15
SMITH BRADFORD LEE
President
$1.68M
@ $438.44 · 2025-05-05
SMITH BRADFORD LEE
President
$35.30M
@ $435.84 · 2025-05-05
NUMOTO TAKESHI
Officer
$1.12M
@ $447.41 · 2024-12-09
NUMOTO TAKESHI
Officer
$874,634
@ $437.32 · 2024-12-04
NUMOTO TAKESHI
Officer
$1.50M
@ $428.76 · 2024-12-02
ALTHOFF JUDSON
Officer
$10.43M
@ $417.00 · 2024-11-22
NUMOTO TAKESHI
Officer
$414,720
@ $414.72 · 2024-11-22
YOUNG CHRISTOPHER DAVID
Officer
$3.05M
@ $423.66 · 2024-11-12
HOGAN KATHLEEN T
Officer
$7.16M
@ $411.86 · 2024-09-10
NUMOTO TAKESHI
Officer
$1.03M
@ $411.04 · 2024-09-10
SMITH BRADFORD LEE
President
$16.10M
@ $402.59 · 2024-09-09
HOOD AMY E
Chief Financial Officer
$15.60M
@ $410.55 · 2024-09-05
NADELLA SATYA
Chief Executive Officer
$32.02M
@ $408.63 · 2024-09-04
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives

Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.

🎭 Mr. Market's Mood

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A
FearGreed
😐Neutral(41/100)

"Market is pricing this stock without strong emotion in either direction"

Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
MSFT
FearGreed
😨Fear(31/100)

"Market is pessimistic — investigate whether fears are temporary or structural"

Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

⚖️ Buffett Signal

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A
Awaiting DCF Data

The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

DCF Margin of Safety: N/AMr. Market's Mood: Neutral (41)
MSFT
Awaiting DCF Data

The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

DCF Margin of Safety: N/AMr. Market's Mood: Fear (31)
View A Full AnalysisView MSFT Full Analysis

Frequently Asked Questions: A vs MSFT

Is Agilent Technologies, Inc. or Microsoft Corporation more undervalued in 2026?

Based on our discounted cash flow model, MSFT trades at a 13.7% margin of safety (intrinsic value $440 vs. price $379), compared to A's -26.1% margin of safety (intrinsic $101 vs. $127).

Which stock has a wider economic moat, Agilent Technologies, Inc. or Microsoft Corporation?

MSFT scores 88/100 (Wide moat), while A scores 77/100 (Wide moat). The moat score measures competitive advantage durability across ROIC consistency, margin stability, revenue predictability, and reinvestment efficiency.

Which company has better free cash flow, Agilent Technologies, Inc. or Microsoft Corporation?

Agilent Technologies, Inc. (A) generates a 2.6% free cash flow yield, compared to Microsoft Corporation's 2.5%. A higher FCF yield means the business converts more of its market value into cash that can be returned to shareholders or reinvested.

Which stock has higher return on invested capital, Agilent Technologies, Inc. or Microsoft Corporation?

MSFT earns 21.6% ROIC versus A's 12.7%. A higher ROIC means the company generates more profit per dollar of capital employed, a hallmark of durable competitive advantage in Buffett-style analysis.

Which dividend is safer, Agilent Technologies, Inc.'s or Microsoft Corporation's?

MSFT's dividend earns a safety score of 94/100 (Very Safe), compared to A's 94/100 (Very Safe). MSFT has raised its dividend for 3 consecutive years.