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Agilent Technologies, Inc. (A) vs Bank of America Corporation (BAC)

A
Agilent Technologies, Inc.
$111.75
VS
BAC
Bank of America Corporation
$47.01

Rewards

A
  • ★Agilent Technologies, Inc. has maintained ROIC above 10% for 4 consecutive years, suggesting solid business economics.
  • ★Agilent Technologies, Inc. scores 77/100 on the Economic Moat Score (Wide Moat), with roic consistency as the strongest competitive dimension.
  • ★Dividend yield of 0.91% with a consistent or growing payout over the past 4 years.
BAC
  • ★Each dollar of retained earnings has created $2.37 of market value — management is an exceptional capital allocator.
  • ★PEG ratio of 0.58 suggests the stock is undervalued relative to its growth rate — paying less than 1x for each unit of earnings growth.

Risks

A
  • ⚠9 insider sales with no purchases over the past 12 months — a persistent pattern of insider selling.
BAC
  • ⚠Gross margin of 0.0% is low, suggesting a competitive or commodity-like market with limited pricing power.
  • ⚠Bank of America Corporation scores only 20/100 on the Economic Moat Score, suggesting limited durable competitive advantages.
  • ⚠Altman Z-Score of 0.22 places the company in the distress zone — financial patterns resemble those of companies that experienced bankruptcy.

Key Valuation Metrics

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A
BAC
Valuation
$1.15B
Free Cash Flow
N/A
3.64%
FCF Yield
N/A
24.67
Trailing P/E
12.34
17.05
Forward P/E
9.49
Quality & Moat
12.20%
ROIC
4.61%
18.86%
ROE
N/A
52.30%
Gross Margin
0.00%
N/A
PEG Ratio
0.58
Balance Sheet Safety
0.51
Debt / Equity
N/A
N/A
Interest Coverage
N/A
0.91
Net Debt / EBITDA
N/A
0.91%
Dividend Yield
2.38%
A: 2Ties: 1BAC: 3
ABAC

Historical Fundamentals

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A

Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

BAC

Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

Price ÷ Earnings Per Share — how many years of current earnings you're paying for at today's price. Lower P/E may indicate undervaluation.

$1 Retained Earnings Test

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A
$-1.87
created per $1 retained over 3 years
Market Cap Declined
Σ Retained
$3.01B
Δ Market Cap
$-5.63B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer
BAC
$2.37
created per $1 retained over 3 years
Exceptional Value Creator
Σ Retained
$55.63B
Δ Market Cap
+$131.83B
Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

Buffett's "$1 Test": For every $1 of earnings retained, has management created at least $1 of market value?
> $1 created per $1 retained = Value Creator · < $1 created = Value Destroyer

Discounted Cash Flow (DCF) Analysis

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A
5.6% Overvalued
Price is 5.6% above estimated fair value
Current Price: $111.75
Fair Value: $105.82
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued
BAC
64.3% Margin of Safety
Price is 64.3% below estimated fair value
Current Price: $47.01
Fair Value: $131.82
Strongly undervalued
Undervalued
Fairly valued
Overvalued
Strongly overvalued

Reverse DCF — Market-Implied Growth

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A

What growth rate is the market pricing in at $112?

+11.1%
Market-Implied Owner Earnings Growth
Standard FCF implies +12.8%

The market implies +11.1% Owner Earnings growth, above historical trends.

Standard FCF implies a demanding +12.8%, reflecting heavy growth investment.

BAC

Requires positive FCF to compute implied growth rate.

Economic Moat Score

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A
77/100
Wide Moat
70+ Wide · 40-69 Narrow · <40 None

Wide moat with strength across all dimensions. ROIC Consistency is the standout factor.

Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.
BAC
20/100
No Moat
70+ Wide · 40-69 Narrow · <40 None

No durable moat detected, though revenue predictability shows some competitive positioning. The business lacks consistent evidence of sustainable advantages.

Composite score measuring competitive advantage durability across four dimensions: returns above cost of capital, pricing power stability, revenue predictability, and capital efficiency. Based on 4 years of fundamental data.

Forensic Accounting

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A
-2.45
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

M-Score Trend

Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.
BAC
-2.31
Unlikely Manipulator
Above -1.78 = likely manipulator · -2.22 to -1.78 = grey zone

M-Score Trend

Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

Beneish's 8-variable model estimates the probability of earnings manipulation. An M-Score above -1.78 signals elevated risk — companies in this range have historically been 3-5× more likely to be manipulating earnings. Scores between -2.22 and -1.78 fall in a grey zone warranting further investigation.

Ownership Breakdown

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A
Insiders 0.2%Institutions 93.2%Retail & Other 6.6%
No. of Institutional Holders1,602
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.
BAC
Insiders 7.3%Institutions 71.2%Retail & Other 21.5%
No. of Institutional Holders4,445
High insider ownership aligns management incentives with shareholders — a key signal in Buffett-style analysis. Institutional concentration can indicate smart-money conviction but also crowding risk.

High insider ownership aligns management incentives with shareholders. Institutional concentration can indicate smart-money conviction but also crowding risk.

Insider Buying Activity

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A
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises
BAC
0
Buys (3M)
0
Buys (12M)
No open market insider purchases found.
Open market purchases · includes direct & indirect ownership · excludes option exercises

Open market purchases · includes direct & indirect ownership · excludes option exercises.

Insider Selling Activity

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A
0
Sells (3M)
9
Sells (12M)
Total value (12M): $3.72M
DOLSTEN MIKAEL G
Director
$389,511
@ $149.81 · 2025-12-01
GONSALVES RODNEY
Officer
$464,956
@ $154.99 · 2025-11-26
MCDONNELL PADRAIG
Chief Executive Officer
$130,492
@ $143.24 · 2025-11-18
MCDONNELL PADRAIG
Chief Executive Officer
$1.87M
@ $150.00 · 2025-11-12
MCDONNELL PADRAIG
Chief Executive Officer
$249,760
@ $124.88 · 2025-09-02
MCDONNELL PADRAIG
Chief Executive Officer
$226,900
@ $113.45 · 2025-08-01
MCDONNELL PADRAIG
Chief Executive Officer
$177,100
@ $117.44 · 2025-07-01
BROWN JUDY LYNNE GAWLIK
Director
$904.00
@ $129.14 · 2025-06-18
PODOLSKY DANIEL K
Director
$211,844
@ $116.46 · 2025-03-31
GONSALVES RODNEY
Officer
$232,691
@ $122.02 · 2025-03-17
RATAJ SUE H
Director
$881,009
@ $126.38 · 2025-03-06
MCDONNELL PADRAIG
Chief Executive Officer
$286,650
@ $150.00 · 2025-01-21
MCDONNELL PADRAIG
Chief Executive Officer
$7,050
@ $150.00 · 2024-09-27
MCDONNELL PADRAIG
Chief Executive Officer
$283,910
@ $145.00 · 2024-08-22
MCDONNELL PADRAIG
Chief Executive Officer
$274,120
@ $140.00 · 2024-07-26
MCDONNELL PADRAIG
Chief Executive Officer
$264,330
@ $135.00 · 2024-06-18
GRAU DOMINIQUE
Officer
$2.00M
@ $133.28 · 2024-06-10
MCDONNELL PADRAIG
Chief Executive Officer
$254,540
@ $130.00 · 2024-06-03
BINNS PHILIP
Officer
$417,096
@ $147.54 · 2024-03-25
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives
BAC
5
Sells (3M)
5
Sells (12M)
Total value (12M): $20.17M
MENSAH BERNARD AMPONSAH
Officer
$4.41M
@ $46.94 · 2026-03-12
SCRIVENER THOMAS M
Officer
$2.49M
@ $49.82 · 2026-03-05
BRONSTEIN SHERI B
Officer
$2.99M
@ $49.91 · 2026-03-05
ATHANASIA DEAN C
President
$6.86M
@ $50.21 · 2026-03-03
BORTHWICK ALASTAIR M.
Chief Financial Officer
$3.42M
@ $50.24 · 2026-02-27
MENSAH BERNARD AMPONSAH
Officer
$3.66M
@ $39.80 · 2024-08-27
HANS LINDSAY D
Officer
$402,410
@ $36.91 · 2024-08-05
Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives

Direct ownership only · excludes indirect, option exercises, planned (10b5-1) sales & derivatives.

🎭 Mr. Market's Mood

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A
FearGreed
😨Fear(36/100)

"Market is pessimistic — investigate whether fears are temporary or structural"

Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.
BAC
FearGreed
😐Neutral(47/100)

"Market is pricing this stock without strong emotion in either direction"

Composite sentiment score based on 6 market signals. Inspired by Buffett's "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

Composite sentiment score based on market signals. Inspired by Buffett’s "Mr. Market" allegory — fear = potential opportunity, greed = potential risk. Must be used alongside fundamental analysis, not in isolation.

⚖️ Buffett Signal

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A
⚪Awaiting DCF Data

The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

DCF Margin of Safety: N/AMr. Market's Mood: Fear (36)
BAC
⚪Awaiting DCF Data

The Buffett Signal cross-references market sentiment with DCF valuation. Configure the DCF Analysis above to generate a signal.

DCF Margin of Safety: N/AMr. Market's Mood: Neutral (47)
View A Full AnalysisView BAC Full Analysis